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Find VA Loan Specialists Near You in Mission Viejo, CA
Compare va loan specialists in Mission Viejo. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Mission Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 va loan specialists in Mission Viejo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Accelerated Home Loans
26039 Acero Suite 102, Mission Viejo, CA 92691
8005822323
Ethos Lending
26391 Crown Valley Pkwy #230, Mission Viejo, CA 92691
9497201616
Ocean Lending Home Loans
27271 Las Ramblas # 350, Mission Viejo, CA 92691
8885085030
American Veteran Mortgage
27281 Las Ramblas #200, Mission Viejo, CA 92691
8007055885
Homex Financial - NMLS 1181816
23120 Alicia Pkwy #200, Mission Viejo, CA 92692
8004316962
ILG Home Loans
28181 Tinajo, Mission Viejo, CA 92692
7146966773
Leslie Oneal
27401 Los Altos Suite 410, Mission Viejo, CA 92691
9499337055
Broadview Home Loans
23120 Alicia Pkwy Ste 228, Mission Viejo, CA 92692
9493063522
Guardian Capital
27285 Las Ramblas #220, Mission Viejo, CA 92691
8002155000
Brendan Delahooke Home Loans
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9492575434
Rate
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9493597129
Legacy Home Loans Inc
25950 Acero Ste 210, Mission Viejo, CA 92691
9499004600
Spectrum One Mortgage
23052H Alicia Pkwy #158, Mission Viejo, CA 92692
9493157425
Home Financing Inc
26111 Marguerite Pkwy A, Mission Viejo, CA 92692
8883351434
Rhett Hubbard, 1st Veteran Mortgage Inc
26626 Portales Ln, Mission Viejo, CA 92691
9498135842
A VA loan specialist in Mission Viejo, California helps veterans, active duty service members, and eligible surviving spouses obtain home financing through the U.S. Department of Veterans Affairs. In California, VA loans are subject to state-specific funding fee rules and property tax exemptions for disabled veterans. Mission Viejo offers a range of homes that may qualify for VA loans, and a specialist can guide you through the local market and underwriting process.
What Does a VA Loan Specialist in Mission Viejo Cost?
Typical costs for a VA loan specialist in California include a loan origination fee, which is usually capped at 1% of the loan amount by the VA. Other costs may include appraisal fees (around $500 to $700), title insurance (approximately $1,000 to $2,500), and recording fees (about $100 to $200). In Mission Viejo, closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Mission Viejo?
To qualify for a VA loan in Mission Viejo, you must meet service requirements set by the VA, such as 90 consecutive days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility (COE) from the VA. California does not impose additional state-level eligibility rules beyond federal guidelines.
Are there any California-specific benefits for VA loan borrowers?
Yes, California offers a property tax exemption for disabled veterans, which can reduce annual property taxes. Additionally, California law requires lenders to provide a detailed Loan Estimate within three business days of application. The state also limits prepayment penalties on VA loans, though most VA loans do not have them.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.