ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of va loan specialists in Modesto, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 va loan specialists in Modesto, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Next Gen Home Loans
909 15th St #1, Modesto, CA 95354
8005448538
Academy Mortgage - Modesto
1001 Sylvan Ave Bldg B, Modesto, CA 95350
2098092312
Lending Assets
1356 Mitchell Rd Suite B, Modesto, CA 95351
8004089047
Ed Parcaut - Mortgage Broker - Lending For Living
121 Rue De Yoe, Modesto, CA 95354
2095280509
NorCal Mortgage
1127 13th St A, Modesto, CA 95354
8005793768
Jesse Santana Home Loans
823 15th St, Modesto, CA 95354
2095051821
Josh Dobson - MortgageDadof3
1409 Standiford Ave Suite 1, Modesto, CA 95350
2099889284
Alex Pallios - Generations Home Loans
1230 E Orangeburg Ave suite c, Modesto, CA 95350
2092020600
Alameda Mortgage Corporation
1101 Sylvan Ave suite c-102, Modesto, CA 95350
2095684941
Sondra Yates, CrossCountry Mortgage
3001 Coffee Rd Suite 2 & 7, Modesto, CA 95355
2094953562
Victor Martinez- Next Gen Home Loans| Financing for All, Hablamos Español
909 15th St #1, Modesto, CA 95354
2097801015
Guild Mortgage - Will Patterson
1101 Sylvan Ave Ste A-29, Modesto, CA 95350
2096057118
Aaron C. McKeon-Generations Home Loans
1230 E Orangeburg Ave suite c, Modesto, CA 95350
2093803913
Cynthia Brackett - Almond Valley Group
1600 N Carpenter Rd C, Modesto, CA 95350
2096488991
THE MORTGAGE DR
3421 Tully Rd Ste A, Modesto, CA 95350
2092101840
Synergy One Lending "The Brandi Elgen Team"
3425 Coffee Rd #2C, Modesto, CA 95355
2098725418
Ability Ambeck Mortgage
220 Standiford Ave Suites G & J, Modesto, CA 95350
2095214480
Up Star Home Mortgage Inc.
2005 Evergreen Ave, Modesto, CA 95350
2098465188
IMS Lending
3421 Tully Rd Ste A, Modesto, CA 95350
8009363220
Carrollton Mortgage Co
3430 Tully Rd Ste 46, Modesto, CA 95350
2095266200
A VA loan specialist in Modesto California helps veterans active duty service members and eligible surviving spouses obtain home loans with favorable terms. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Modesto veterans benefit from no down payment options and competitive interest rates through the VA loan program.
What Does a VA Loan Specialist in Modesto Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount plus third-party fees for appraisal title search and credit report. These third-party fees usually total between 500 and 1500 dollars. The VA funding fee is separate and varies by loan type and borrower status. Costs can vary based on the loan amount and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Modesto?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. You also need a valid Certificate of Eligibility from the VA.
Is there a funding fee for VA loans in California?
Yes most borrowers pay a VA funding fee which ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use. This fee can be rolled into the loan amount. Veterans with a service-connected disability are exempt from this fee.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Modesto who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.