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Directory of va loan specialists in Monterey, California. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Monterey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 va loan specialists in Monterey, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TreeHouse Mortgage Group
288 Pearl St floor 2, Monterey, CA 93940
8316451160
PrimeLending, A PlainsCapital Company - Monterey
24560 Silver Cloud Ct STE 105, Monterey, CA 93940
8316451050
Jeff McMullen at CrossCountry Mortgage
2 Lower Ragsdale Dr Suite 130, Monterey, CA 93940
8312052066
Travis Erb - Mortgage Broker
Serving the Central Valley, 777 Cass St, Monterey, CA 93940
5593492635
Trevor Moore at CrossCountry Mortgage
2 Lower Ragsdale Dr Suite 130, Monterey, CA 93940
8319157718
Shannon James | Mortgage Advisor
777 Cass St, Monterey, CA 93940
8318699153
Darius Livian, NMLS #255341, PrimeLending
24560 Silver Cloud Ct STE 105, Monterey, CA 93940
8316451050
Bridget Hughbanks Villicana at CrossCountry Mortgage
VA loan specialists in Monterey, California help veterans and active duty service members navigate the home loan process. California law provides additional protections for military borrowers, including a 60-day stay on foreclosure proceedings under the California Military and Veterans Code. Specialists can assist with Certificate of Eligibility requirements and local property tax exemptions for disabled veterans.
What Does a VA Loan Specialist in Monterey Cost?
VA loan specialists in California typically charge origination fees of 0.5% to 1% of the loan amount. The VA funding fee ranges from 1.4% to 3.6% for first time use, depending on down payment and service category. Some specialists may charge flat fees of 500 to 1000 dollars for consultation or document preparation. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Monterey?
A VA loan specialist is a mortgage professional who focuses on loans backed by the Department of Veterans Affairs. They guide borrowers through eligibility, documentation, and lender requirements specific to California.
What are the eligibility requirements for a VA loan in California?
You must meet service requirements set by the VA, such as 90 days of active duty during wartime or 181 days during peacetime. California does not impose additional state-level eligibility rules beyond federal standards.
Are there California specific benefits for VA loan borrowers?
Yes. California offers a property tax exemption for disabled veterans and surviving spouses. The exemption amount depends on income and disability rating. Also, California law limits prepayment penalties on VA loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.