Find VA Loan Specialists Near You in Palm Desert, CA
Directory of va loan specialists in Palm Desert, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 19 va loan specialists in Palm Desert, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a VA Loan Specialist in Palm Desert Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount and a VA funding fee of 2.3 to 3.6 percent for first time users. Third party costs like appraisal and title fees range from 500 to 1500 dollars. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Palm Desert?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility, property appraisals, and closing in Palm Desert, California.
What are the VA loan eligibility requirements for Palm Desert veterans?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. A Certificate of Eligibility from the VA is required.
Are there California specific rules for VA loans in Palm Desert?
Yes, California requires lenders to follow the Homeowners Bill of Rights for foreclosures. VA loans in California also have a maximum funding fee of 3.6 percent for first time use with no down payment. The fee is lower for subsequent uses.