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VA Loan Specialists in Palo Alto, CA

Directory of va loan specialists in Palo Alto, California. Verify credentials with the state state mortgage licensing authority before hiring.

10 agents listed
Updated June 2026
Palo Alto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 10 va loan specialists in Palo Alto, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Palo Alto VA Medical Center
Palo Alto VA Medical Ctr, 3801 Miranda Ave, Palo Alto, CA 94304
(650) 493-5000 va.gov
Point
444 High St, Palo Alto, CA 94301
(888) 764-6823 point.com
Angela Hao - 633477 - Wells Fargo Home Mortgage
And Surrounding Areas, Palo Alto, CA 94301
(650) 885-0096 homeloans.wellsfargo.com
Julie Fukuhara - 237892 - Wells Fargo Home Mortgage
And Surrounding Areas, Palo Alto, CA 94301
(650) 322-7277 homeloans.wellsfargo.com
Tyler C Finley - Chase Home Lending Advisor - NMLS ID 1107079
300 Hamilton Ave, Palo Alto, CA 94301
(650) 766-1080 homelendingadvisor.chase.com
Kimberly Chen - 1870139 - Wells Fargo Home Mortgage
Serving Palo Alto And Surrounding Areas, Palo Alto, CA 94301
(408) 391-7029 homeloans.wellsfargo.com
Chase Home Lending
2846 Middlefield Rd, Palo Alto, CA 94306
(415) 309-1120 homelendingadvisor.chase.com
Christopher Harris - 236028 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
(650) 269-8187 homeloans.wellsfargo.com
Jeffrey Alan Klein - 306326 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
(650) 269-3689 homeloans.wellsfargo.com
Bill Prainito - 285940 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
(650) 464-7813 homeloans.wellsfargo.com

A VA loan specialist in Palo Alto, California, helps veterans, active-duty service members, and eligible surviving spouses obtain home financing with no down payment. California law provides additional protections under the California Military and Veterans Code, which can affect loan terms and property tax exemptions. Palo Alto offers a competitive housing market where VA loans can be a valuable tool for qualified buyers.

What Does a VA Loan Specialist in Palo Alto Cost?

The cost of working with a VA loan specialist in Palo Alto typically includes a loan origination fee of 1% to 2% of the loan amount, plus third-party costs such as appraisal fees ($500 to $700) and title insurance ($1,500 to $3,000). Some specialists may charge a flat fee of $500 to $1,500 for consultation or document preparation. These costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Palo Alto?
To qualify for a VA loan in Palo Alto, you must meet service requirements set by the U.S. Department of Veterans Affairs, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility. California does not impose additional state-level eligibility rules beyond federal requirements.
How does the California property tax exemption work for VA loan borrowers?
California offers a property tax exemption for disabled veterans under the California Revenue and Taxation Code Section 205. This exemption can reduce the taxable value of your home by up to $100,000 or more depending on your disability rating. It does not directly affect your VA loan but can lower your overall housing costs.

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