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Compare va loan specialists in Palo Alto. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Palo Alto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 va loan specialists in Palo Alto, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Palo Alto VA Medical Center
Palo Alto VA Medical Ctr, 3801 Miranda Ave, Palo Alto, CA 94304
6504935000
Point
444 High St, Palo Alto, CA 94301
8887646823
Angela Hao - 633477 - Wells Fargo Home Mortgage
And Surrounding Areas, Palo Alto, CA 94301
6508850096
Julie Fukuhara - 237892 - Wells Fargo Home Mortgage
And Surrounding Areas, Palo Alto, CA 94301
6503227277
Tyler C Finley - Chase Home Lending Advisor - NMLS ID 1107079
300 Hamilton Ave, Palo Alto, CA 94301
6507661080
Kimberly Chen - 1870139 - Wells Fargo Home Mortgage
Serving Palo Alto And Surrounding Areas, Palo Alto, CA 94301
4083917029
Chase Home Lending
2846 Middlefield Rd, Palo Alto, CA 94306
4153091120
Christopher Harris - 236028 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
6502698187
Jeffrey Alan Klein - 306326 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
6502693689
Bill Prainito - 285940 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
6504647813
A VA loan specialist in Palo Alto, California, helps veterans, active-duty service members, and eligible surviving spouses obtain home financing with no down payment. California law provides additional protections under the California Military and Veterans Code, which can affect loan terms and property tax exemptions. Palo Alto offers a competitive housing market where VA loans can be a valuable tool for qualified buyers.
What Does a VA Loan Specialist in Palo Alto Cost?
The cost of working with a VA loan specialist in Palo Alto typically includes a loan origination fee of 1% to 2% of the loan amount, plus third-party costs such as appraisal fees ($500 to $700) and title insurance ($1,500 to $3,000). Some specialists may charge a flat fee of $500 to $1,500 for consultation or document preparation. These costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Palo Alto?
To qualify for a VA loan in Palo Alto, you must meet service requirements set by the U.S. Department of Veterans Affairs, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility. California does not impose additional state-level eligibility rules beyond federal requirements.
How does the California property tax exemption work for VA loan borrowers?
California offers a property tax exemption for disabled veterans under the California Revenue and Taxation Code Section 205. This exemption can reduce the taxable value of your home by up to $100,000 or more depending on your disability rating. It does not directly affect your VA loan but can lower your overall housing costs.
Are there any California-specific limits on VA loan funding fees?
The VA funding fee is set by federal law and does not vary by state. However, California law under the California Civil Code Section 2954.2 requires lenders to disclose the funding fee amount in writing before closing. The fee ranges from 0.5% to 3.3% of the loan amount depending on your down payment and service history.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.