Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 va loan specialists in Paso Robles, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Zoe Raithel at Certainty Home Lending (NMLS #894102)
1925 Spring St Suite A, Paso Robles, CA 93446
8054008585
Simple Lending & Realty Inc.
1244 Pine St # 217, Paso Robles, CA 93446
8055400115
Pacific Trust Mortgage - Paso Robles
725 Creston Rd Suite A, Paso Robles, CA 93446
8055914795
Ken Neate CrossCountry Mortgage
612 12th St STE 201, Paso Robles, CA 93446
9259631015
KD Capital Mortgage Corporation
1305 Vine St, Paso Robles, CA 93446
8052265550
Marc Coons
806 9th St #2a, Paso Robles, CA 93446
8057128040
Infinity Mortgage
1229 Vine St, Paso Robles, CA 93446
8055917119
John Samsky III, Loan Officer
1305 Vine St, Paso Robles, CA 93446
8056102444
Central Coast Lending
806 9th St # 1A, Paso Robles, CA 93446
8055435626
Steve Allen - Connect Home Loans
2727 Buena Vista Dr #109, Paso Robles, CA 93446
8056746608
Kyle Davis - Pacific Trust Mortgage
1232 Park St #301, Paso Robles, CA 93446
8054348420
Cova Lending
945 Spring St STE 9, Paso Robles, CA 93446
8056106194
Vision Mortgage
1232 Park St, Paso Robles, CA 93446
8059758584
Shawna Rau MORTGAGE LOAN OFFICER
1925 Spring St Suite A, Paso Robles, CA 93446
8057124122
US Bank Mortgage
189 Niblick Rd, Paso Robles, CA 93446
8008722657
Christopher Austin - Mortgage Lender
935 Riverside Ave STE 6, Paso Robles, CA 93446
8058060088
What Does a VA Loan Specialist in Paso Robles Cost?
Typical costs for a VA loan specialist in California include a funding fee of 1.25% to 3.3% of the loan amount for first-time use, depending on down payment and service category. This fee can be rolled into the loan. Other costs include appraisal fees (around $500 to $700), title insurance, and escrow fees. In Paso Robles, total closing costs often range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Paso Robles?
Eligibility requires at least 90 days of active service during wartime, 181 days during peacetime, or six years in the National Guard or Reserves. Surviving spouses of service members who died in the line of duty may also qualify. A Certificate of Eligibility from the VA is needed.
Are there any California-specific rules for VA loans?
California does not impose state-specific limits on VA loan amounts, but the loan must comply with county loan limits set by the VA. In San Luis Obispo County, which includes Paso Robles, the 2024 VA loan limit for no-down-payment loans is $1,089,300. California also requires lenders to disclose all fees upfront.
Can I use a VA loan to buy a home in Paso Robles with a low credit score?
Yes, the VA does not set a minimum credit score, but most lenders require a score of at least 620. Lenders in California may have their own overlays, so it is important to shop around. A specialist can help you find a lender with flexible requirements.