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Directory of va loan specialists in Pismo Beach, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Pismo Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 va loan specialists in Pismo Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
320 James Way #280, Pismo Beach, CA 93449
8053947160
CORE Home Loans
310 James Way 210 2nd Floor, Pismo Beach, CA 93449
5598082673
Movement Mortgage
350 James Way #130, Pismo Beach, CA 93449
8773141499
Mike Mizrahi
350 James Way #130, Pismo Beach, CA 93449
8057482112
VA loan specialists in Pismo Beach help veterans, active duty service members, and eligible surviving spouses obtain home financing with no down payment and competitive interest rates. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Pismo Beach offers a unique coastal housing market where VA loan benefits can be especially valuable for qualifying buyers.
What Does a VA Loan Specialist in Pismo Beach Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title services. These third-party fees usually range from $500 to $1,500. In Pismo Beach, appraisal fees may be higher due to coastal property values. All fees must be disclosed on the Loan Estimate form. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in California?
Eligibility requires at least 90 days of active service during wartime, 181 days during peacetime, or 6 years in the Reserves or National Guard. A Certificate of Eligibility from the VA is needed. California does not impose additional state-specific eligibility rules beyond federal requirements.
Is there a funding fee for VA loans in Pismo Beach?
Yes, the VA charges a one-time funding fee that varies from 0.5% to 3.3% of the loan amount depending on your down payment and whether it is your first use. This fee can be rolled into the loan. Some veterans with service-connected disabilities are exempt from this fee.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.