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Directory of va loan specialists in Ridgecrest, California. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 va loan specialists in Ridgecrest, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
643 N China Lake Blvd Suite E, Ridgecrest, CA 93555
6614932181
Brad Battung Mortgages
643 N China Lake Blvd, Ridgecrest, CA 93555
7604841553
VA loan specialists in Ridgecrest, California assist veterans and active duty service members with obtaining home loans backed by the U.S. Department of Veterans Affairs. Ridgecrest is home to Naval Air Weapons Station China Lake, so local specialists are familiar with the unique needs of military personnel and California-specific property tax exemptions for disabled veterans. These professionals guide clients through the VA loan process, including certificate of eligibility, appraisal requirements, and closing procedures.
What Does a VA Loan Specialist in Ridgecrest Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title insurance. For a $300,000 home, total closing costs often range from $6,000 to $12,000. The VA funding fee, which is 2.15% for first-time use with no down payment, may be waived for veterans with service-connected disabilities. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Ridgecrest?
A VA loan specialist is a licensed mortgage professional who helps veterans and military borrowers navigate VA home loans. In Ridgecrest, they understand local market conditions near China Lake and can assist with California-specific rules like the VA funding fee exemption for disabled veterans.
What documents do I need for a VA loan in Ridgecrest?
You need a valid Certificate of Eligibility from the VA, recent pay stubs, tax returns, bank statements, and proof of military service. California also requires a signed disclosure about property taxes and homeowners insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.