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Find VA Loan Specialists Near You in Ridgecrest, CA

Compare va loan specialists in Ridgecrest. Review contact information and insurance categorys before you decide.

12 agents listed
Updated June 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 12 va loan specialists in Ridgecrest, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Desert Valleys FCU
100 Ward Ave, Ridgecrest, CA 93555
(760) 446-3500 desertvalleys.org
Veterans Disability Help
815 N Downs St, Ridgecrest, CA 93555
(760) 691-2106 veterandisabilityhelp.com
Snap Mortgage
301 S China Lake Blvd STE A, Ridgecrest, CA 93555
(760) 375-3861 mortgageone.com
Guild Mortgage - Jodi Lint
425 Drummond Ave # A, Ridgecrest, CA 93555
(760) 793-4433 branches.guildmortgage.com
Guild Mortgage - Tiffany Moreno
425 Drummond Ave # A, Ridgecrest, CA 93555
(760) 793-4400 branches.guildmortgage.com
Fischer Mortgage Lending
995 N Norma St D, Ridgecrest, CA 93555
(760) 793-7164
Guild Mortgage Company
425 Drummond Ave # A, Ridgecrest, CA 93555
(760) 446-7895 branches.guildmortgage.com
Operation Family
1362 Sunland St, Ridgecrest, CA 93555
(760) 793-0053 operationfamilyfund.org
Kern County Veterans Services Department
400 N China Lake Blvd, Ridgecrest, CA 93555
(760) 384-5826 kerncounty.com
Wander Home Loans
130 S China Lake Blvd C, Ridgecrest, CA 93555
(760) 384-4050
Cheryl Battung | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.
643 N China Lake Blvd Suite E, Ridgecrest, CA 93555
(661) 493-2181 primeres.com
Brad Battung Mortgages
643 N China Lake Blvd, Ridgecrest, CA 93555
(760) 484-1553 bradbattung.myhomehq.biz

What Does a VA Loan Specialist in Ridgecrest Cost?

Typical costs for a VA loan specialist in California include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title insurance. For a $300,000 home, total closing costs often range from $6,000 to $12,000. The VA funding fee, which is 2.15% for first-time use with no down payment, may be waived for veterans with service-connected disabilities. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Ridgecrest?
A VA loan specialist is a licensed mortgage professional who helps veterans and military borrowers navigate VA home loans. In Ridgecrest, they understand local market conditions near China Lake and can assist with California-specific rules like the VA funding fee exemption for disabled veterans.
What documents do I need for a VA loan in Ridgecrest?
You need a valid Certificate of Eligibility from the VA, recent pay stubs, tax returns, bank statements, and proof of military service. California also requires a signed disclosure about property taxes and homeowners insurance.
Are there California-specific benefits for VA loan borrowers?
Yes. California offers a partial property tax exemption for disabled veterans and surviving spouses. Also, California law limits prepayment penalties on VA loans and requires lenders to provide a Good Faith Estimate within three business days of application.

VA Loan Specialists in Other California Cities

Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arcata · Arroyo Grande · Artesia · Atascadero · Atwater · Auburn

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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