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VA Loan Specialists in Ripon, CA

Compare va loan specialists in Ripon. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
Ripon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 5 va loan specialists in Ripon, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ability Ambeck Mortgage
580 N Wilma Ave #D, Ripon, CA 95366
(209) 599-8550 abilityambeckmortgage.com
Annette Roddan - IMS Lending Ripon
467 N Wilma Ave #1, Ripon, CA 95366
(209) 610-8042
Tri Valley Lending
120 W Main St B, Ripon, CA 95366
(209) 599-6692 trivalleylending.com
No. 1 Mortgage
114 N Stockton Ave, Ripon, CA 95366
(209) 275-0526
Jerri Southorn @ Ability Mortgage.com
580 N Wilma Ave #D, Ripon, CA 95366
(209) 649-3943

A VA loan specialist in Ripon, California helps veterans, active duty service members, and surviving spouses secure home financing with no down payment. California law exempts disabled veterans from certain property tax increases under Proposition 19. Local specialists understand the San Joaquin County real estate market and can guide you through the VA funding fee and county-specific requirements.

What Does a VA Loan Specialist in Ripon Cost?

VA loan specialists in California typically charge an origination fee of 0.5 to 1 percent of the loan amount. The VA funding fee ranges from 1.25 to 3.3 percent for first-time use, though it is waived for disabled veterans. Appraisal fees in Ripon average 500 to 700 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Ripon?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help Ripon veterans understand eligibility, obtain a Certificate of Eligibility, and navigate California property tax rules.
Do I need a California specific VA loan specialist?
Yes, because California has unique property tax rules and higher loan limits. A local specialist knows the Ripon market and can explain how Proposition 19 affects disabled veteran exemptions.

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