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VA Loan Specialists in Sacramento, CA

Directory of va loan specialists in Sacramento, California. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 va loan specialists in Sacramento, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AFC Mortgage
1424 21st Street, Sacramento, CA 95811
(888) 210-9838 afc360.com
Green Haven Capital Inc.
5890 S Land Park Dr, Sacramento, CA 95822
(916) 476-6507 greenhavencap.com
GFL Capital Mortgage
1100 Corporate Way Suite 210, Sacramento, CA 95831
(888) 557-8836 gflcapital.com
Jason Mata - American Pacific Mortgage
980 9th St Suite 340, Sacramento, CA 95814
(800) 455-0986 jasonmata.com
West Coast Mortgage Group
2716 Broadway, Sacramento, CA 95818
(916) 453-7533 wcmtg.com
Loan Factory - Sacramento
6840 65th St #115, Sacramento, CA 95828
(916) 999-5000
United Wholesale Lending
917 7th St, Sacramento, CA 95814
(209) 456-4896 unitedwholesalelending.com
The Chris Kennedy Team at Reliant Lending
2100 Northrop Ave STE 900, Sacramento, CA 95825
(916) 794-0777 thechriskennedyteam.com
Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
3900 Lennane Dr STE 200, Sacramento, CA 95834
(916) 469-3749 gbmortgagegroup.com
Matt the Mortgage Guy
3600 American River Dr Suite 105, Sacramento, CA 95864
(916) 529-7600 mtmg.com
New Way Mortgage
1111 Howe Ave # 510, Sacramento, CA 95825
(916) 465-6639 newwaymortgage.com
The Harris Team - Xpert Home Lending
3090 Fite Cir Suite 203, Sacramento, CA 95827
(916) 765-4783 harristeam.co
Kappel Mortgage Group, Inc. (KMG)
1383 Garden Hwy Suite 100, Sacramento, CA 95833
(916) 416-5626 kmgloan.com
PMG Home Loans
1010 Hurley Way Suite 110, Sacramento, CA 95825
(916) 749-3556 pmgloans.com
Big Valley Mortgage
100 Howe Ave Suite 265, Sacramento, CA 95825
(916) 605-0307 bigvalleymortgage.com
Salvador Cortez Mortgage- Absolute Mortgage Group Inc
1942 Del Paso Rd Suite 130, Sacramento, CA 95834
(916) 668-0043 sachomeloan.com
CAPITAL CITY LENDING
1600 Sacramento Inn Wy #212, Sacramento, CA 95815
(916) 561-0561 capcitylending.com
Central Valley Home Lending
3461 Fair Oaks Blvd #125, Sacramento, CA 95864
(916) 804-0142 cvhlending.com
Street Home Lending
3184 N St, Sacramento, CA 95816
(916) 705-8282 streethomelending.com
Christina Medina
3835 N Freeway Blvd Suite 110, Sacramento, CA 95834
(916) 225-2980 branches.guildmortgage.com

A VA loan specialist in Sacramento can help eligible veterans and active duty service members obtain a home loan with no down payment. California law provides additional property tax exemptions for disabled veterans. Sacramento has a strong real estate market and local specialists understand the specific requirements for VA loans in this area.

What Does a VA Loan Specialist in Sacramento Cost?

VA loan specialist services in California typically do not charge a separate fee as they earn a commission from the lender. The VA funding fee for first time use with no down payment is 2.15 percent of the loan amount. For subsequent use it is 3.3 percent. Some specialists may charge a flat fee for consulting ranging from 250 to 500 dollars. Costs vary by case. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Sacramento?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They help veterans in Sacramento understand eligibility requirements and guide them through the loan process. Specialists know local market conditions and California specific rules.
Who is eligible for a VA loan in California?
Eligibility includes veterans who served 90 days of active duty during wartime or 181 days during peacetime. National Guard and Reserve members with six years of service may also qualify. Surviving spouses of veterans who died in service or from a service connected disability are eligible too.

VA Loan Specialists in Other California Cities