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VA Loan Specialists in Salinas, CA

Directory of va loan specialists in Salinas, California. Verify credentials with the state state mortgage licensing authority before hiring.

16 agents listed
Updated June 2026
Salinas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 16 va loan specialists in Salinas, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capitol Mortgage
1880 N Main St #200, Salinas, CA 93906
(831) 449-1227 capitolmortgage.net
Mason-McDuffie Mortgage Corporation
6 Quail Run Cir # 102, Salinas, CA 93907
(831) 272-0916 bit.ly
The Blue Adobe Team~ Oscar Mora
362 S Main St, Salinas, CA 93901
(831) 320-6525 crosscountrymortgage.com
Felix Home Loans
1403 N Main St Suite A, Salinas, CA 93906
(831) 776-6337
Loans By CMS
3 Winham St, Salinas, CA 93901
(831) 676-0937 loansbycms.com
Premier Mortgage Resources - Ronnie Esparza
336 S Main St, Salinas, CA 93901
(831) 320-9328 ronnieesparza.floify.com
PrimeLending, A PlainsCapital Company - Salinas
1188 Padre Dr #107, Salinas, CA 93901
(831) 998-9520 lo.primelending.com
Jack Kirk | Premier Mortgage Resources
336 S Main St, Salinas, CA 93901
(831) 801-6088 jackkirk.floify.com
Tony Sanchez - Sanchez & Associates Mortgage Group
119 E Alisal St, Salinas, CA 93901
(916) 335-1117
Elite Capital Funding
54 San Miguel Ave, Salinas, CA 93901
(831) 210-1139 ecfunding.net
Miguel Santamaria Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
(831) 905-4007 mottomortgage.com
Debbie Resch | Home Loans by Debbie
341 Capitol St, Salinas, CA 93901
(831) 262-6078 pmrloans.com
OGI Mortgage Bankers
1880 N Main St #300, Salinas, CA 93906
(831) 784-8030 ogimb.com
Platinum Capital Mortgage
60 W Market St # 300, Salinas, CA 93901
(831) 229-1116 platinumcapitalmortgage.com
Luis Cabrera Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
(831) 596-0503 mottomortgage.com
Motto Mortgage Reserve
1457 N Davis Rd, Salinas, CA 93907
(831) 998-8200 mottomortgagereserve.com

VA loan specialists in Salinas, California help eligible veterans, active duty service members, and surviving spouses secure home financing with favorable terms. California law provides additional protections for military borrowers, including a 60-day stay on foreclosure proceedings under the California Military and Veterans Code. Salinas VA loan specialists guide clients through the specific requirements of the VA loan program and local real estate market conditions in Monterey County.

What Does a VA Loan Specialist in Salinas Cost?

VA loan specialists in California typically charge an origination fee of 1% to 2% of the loan amount. Some specialists may offer no cost options by rolling fees into the interest rate. Closing costs in Salinas average 2% to 5% of the purchase price. These costs include appraisal fees, title insurance, and recording fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Salinas?
A VA loan specialist is a mortgage professional who focuses on VA home loans for eligible military borrowers. They help with loan applications, certificate of eligibility, and understanding California specific rules like the CalVet loan program.
Do I need a VA loan specialist in Salinas for a VA home loan?
While you can apply directly with a lender, a VA loan specialist can simplify the process. They know the specific requirements for Salinas properties, including local appraisal standards and county specific tax rules.
What are the California specific rules for VA loans?
California has a 60 day grace period for mortgage forbearance requests from active duty service members. The state also offers the CalVet loan program as an alternative for veterans who may not qualify for a standard VA loan.

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