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Browse va loan specialists serving San Jose, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
San Jose, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 va loan specialists in San Jose, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
InstaMortgage Inc.
4100 Moorpark Ave #221, San Jose, CA 95117
8556445626
Wonder Rates
621 Tully Rd #125, San Jose, CA 95111
4086001900
The Mortgage Outlet
200 N Almaden Blvd Suite 200, San Jose, CA 95110
4083525120
Esther Chien Mortgage - The Loan Story
4880 Stevens Creek Blvd # 200, San Jose, CA 95129
5105529991
C2 Financial Corporation - Shawn Sidhu
99 S Almaden Blvd #600, San Jose, CA 95113
4086108011
C2 Financial Corporation - Elva Wormley - Mortgage Broker
1930 Camden Ave #1b, San Jose, CA 95124
4086158500
Yvonne Wu & Maria Chen - The Loan Story
4880 Stevens Creek Blvd # 200, San Jose, CA 95129
4087809991
101 Loan and Rob McCarthy - Specialist in Residential, Commercial and Reverse Mortgage Financing
6090 Hellyer Ave #100, San Jose, CA 95138
6504658957
Help U Lend
2268 Senter Rd Suite 166A, San Jose, CA 95112
4088836958
Brandon Knapp at CrossCountry Mortgage
1080 Minnesota Ave Ste 1, San Jose, CA 95125
4085833205
American Pacific Mortgage- Pruneyard/SanJose
2190 Stokes St #202, San Jose, CA 95128
4085993222
Rosie Hong Pham - Mortgage Loan Officer
621 Tully Rd #125, San Jose, CA 95111
4086665825
Butler Home Loans - David Butler
838 Daffodil Way, San Jose, CA 95117
4086048448
The X Mortgage
2150 N First St Ste 449, San Jose, CA 95131
4088785368
Jonathan Wyant - Home Mortgage
1590 Hamilton Ave, San Jose, CA 95125
6502887623
Vincent Martinez Lau
1762 Technology Dr Ste 223, San Jose, CA 95110
5103032817
Nationwide Mortgage NMLS 32417
1963 O'Toole Way, San Jose, CA 95131
9495888453
Bay Area Loan
1401 St Francis Dr, San Jose, CA 95125
4083712172
American Family Funding Group
1190 S Bascom Ave # 215, San Jose, CA 95128
4082976800
Golden 1 Credit Union Home Loans Center - San Jose
2 Pierce Ave suite c, San Jose, CA 95110
8009179000
VA loan specialists in San Jose help veterans and active duty service members navigate the home buying process. California law requires lenders to provide specific disclosures for VA loans. Local specialists understand the competitive San Jose housing market and can guide you through California-specific property tax exemptions for disabled veterans.
What Does a VA Loan Specialist in San Jose Cost?
VA loan specialists in California typically charge origination fees ranging from 0.5% to 1.0% of the loan amount. For a $800,000 home in San Jose, this could be $4,000 to $8,000. Some specialists may offer no cost loans by rolling fees into the interest rate. Costs vary based on the lender and loan complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in San Jose?
A VA loan specialist is a mortgage professional who focuses on VA home loans. They help veterans understand eligibility, gather required documents, and close loans. In California, specialists must follow state licensing rules under the California Department of Financial Protection and Innovation.
Do I need a VA loan specialist for a home in San Jose?
While you can apply directly with a lender, a specialist can simplify the process. They know California specific rules like the VA funding fee exemption for disabled veterans. They also understand local property tax rules and can help you avoid common pitfalls in the high cost San Jose market.
Free • No Obligation
Compare VA Loan Specialists
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.