Skip to main content

Find VA Loan Specialists Near You in San Rafael, CA

Directory of va loan specialists in San Rafael, California. Verify credentials with the state mortgage licensing authority before hiring.

19 agents listed
Updated May 2026
San Rafael, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 va loan specialists in San Rafael, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dane Moler | Division President | Primary Residential Mortgage, Inc.
1101 Fifth Ave STE 330, San Rafael, CA 94901
4158702752
Kerry Ettinger - Primary Residential Mortgage, Inc.
1101 Fifth Ave STE 330, San Rafael, CA 94901
4158702752
Primary Residential Mortgage, Inc.
1101 Fifth Ave STE 330, San Rafael, CA 94901
4158702752
Searchlight Lending
1300 4th St, San Rafael, CA 94901
4153554121
Dominique Stevens - Mayfair Mortgage Advisors
4040 Civic Center Dr Suite 200, San Rafael, CA 94903
4152508908
Larry Martinez, Mortgage Broker NMLS #256787
4304 Redwood Hwy #100, San Rafael, CA 94903
4153084466
Amy Yamamoto - Nor Cal Mortgage Of Marin
101 Lucas Valley Rd suite 384, San Rafael, CA 94903
4152581536
Charlie Christensen, Mortgage Banker NMLS# 233543
904 4th St, San Rafael, CA 94901
4155175926
Pro Mortgage
538 4th St, San Rafael, CA 94901
4159458880
All Western
874 4th St, San Rafael, CA 94901
4157554466
Marin Mortgage Brokers
4040 Civic Center Dr Suite 200, San Rafael, CA 94903
4155295056
Chad Geyer at Rate (NMLS #399335)
1050 Northgate Dr ste 50, San Rafael, CA 94903
4153064466
Ryan Lugbauer
538 4th St, San Rafael, CA 94901
4157946639
California Mortgage Advisors, Inc.
4304 Redwood Hwy #100, San Rafael, CA 94903
8882257334
Mortgage Loan Officer Lee David Baer
4304 Redwood Hwy, San Rafael, CA 94903
4153024888
Adam J Wise - 653875 - Wells Fargo Home Mortgage
1203 4th St, San Rafael, CA 94901
4152979473
ACM Investor Services Inc
1101 Fifth Ave Suite 220, San Rafael, CA 94901
4159255252
All California Mortgage
1101 Fifth Ave Suite 220, San Rafael, CA 94901
4159255225
PACIFIC BAY LENDING, INC.
121 Paul Dr. #D, San Rafael, CA 94903
4158489032

A VA loan specialist in San Rafael California helps veterans and active duty service members navigate the VA home loan process. California law provides additional protections for veterans including property tax exemptions under Proposition 13. San Rafael offers a competitive housing market where VA loans can provide zero down payment options for qualified borrowers.

What Does a VA Loan Specialist in San Rafael Cost?

Typical costs for a VA loan specialist in California include an origination fee of 1 percent of the loan amount. The VA funding fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on down payment and service history. Appraisal fees in San Rafael usually cost between five hundred and seven hundred dollars. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in San Rafael?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They guide veterans through the process of obtaining a loan with no down payment and no private mortgage insurance. In California these specialists must be licensed by the Department of Financial Protection and Innovation.
What are the California specific benefits for VA loan borrowers?
California offers a property tax exemption for disabled veterans and surviving spouses. The exemption can reduce the taxable value of a home by up to one hundred thousand dollars. Additionally California law limits the VA funding fee for certain disabled veterans.
How long does the VA loan process take in San Rafael?
The VA loan process typically takes 30 to 45 days from application to closing. California requires a minimum 30 day escrow period for most real estate transactions. Delays can occur if the property needs repairs or if the appraisal is slow.