Compare VA Loan Specialists in San Ramon, CA
Browse va loan specialists serving San Ramon, California. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 17 va loan specialists in San Ramon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a VA Loan Specialist in San Ramon Cost?
Typical costs for a VA loan specialist in California range from zero to one percent of the loan amount as a flat fee or commission. Some specialists charge an hourly rate between one hundred fifty and three hundred dollars. The VA limits certain fees that lenders can charge, including a one percent origination fee cap. Additional costs include appraisal fees of five hundred to eight hundred dollars and title insurance fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in San Ramon?
You must meet service requirements set by the Department of Veterans Affairs, typically 90 days of active service during wartime or 181 days during peacetime. California does not impose additional state-level eligibility rules. A valid Certificate of Eligibility is required.
How does the California funding fee work for VA loans?
The VA funding fee in California is a one-time charge paid at closing. For first-time use with no down payment, the fee is 2.15 percent of the loan amount for regular military and 2.4 percent for Reserve or National Guard. Veterans with a service-connected disability are exempt from this fee.
Are there California-specific benefits for VA loan holders?
Yes, California offers a property tax exemption for disabled veterans under Proposition 19. This exemption can reduce the taxable value of your home by up to one hundred fifty thousand dollars. Additionally, California law prohibits prepayment penalties on VA loans.