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Browse va loan specialists serving Santa Rosa, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Santa Rosa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 va loan specialists in Santa Rosa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Glenn Groves - GTG Financial, Inc.
1421 Guerneville Rd # 100, Santa Rosa, CA 95403
7075460440
Scott Sheldon - SecurityNational Mortgage Company Loan Officer
2455 Bennett Valley Rd Bldg C, Ste C107, Santa Rosa, CA 95404
7072174000
New American Funding:Gary Lentz
3550 Round Barn Blvd # 310, Santa Rosa, CA 95403
7074842943
Elise Groves - Your Mortgage Retriever
1919 Creekside Rd, Santa Rosa, CA 95405
7074775947
Guild Mortgage - Nancy Weaver
3558 Round Barn Blvd Suite 200, Office 211 & 212, Santa Rosa, CA 95403
7074801700
Mario's Home Loans
401 Mendocino Ave Suite F, Santa Rosa, CA 95401
7078430869
America's Home Loans - Santa Rosa CA
131A Stony Cir Suite 500, Santa Rosa, CA 95401
7075795411
Provident Funding Associates, LP
1235 N Dutton Ave e, Santa Rosa, CA 95401
8885474050
Steve Herndon Loans - American Pacific Mortgage
703 2nd St, Santa Rosa, CA 95404
7075718915
Loan Factory - Greg Wilcox
131A Stony Cir #500, Santa Rosa, CA 95401
7079749974
Empower Capital Group
708 College Ave, Santa Rosa, CA 95404
7075221887
Pacific Direct Mortgage & Real Estate, Inc.
1400 N Dutton Ave Suite 22, Santa Rosa, CA 95401
7077080797
Sonoma County Mortgages
2455 Bennett Valley Rd C107, Santa Rosa, CA 95404
7072174000
Matt Scott Home Loans NMLS#1457513
714 Mendocino Ave, Santa Rosa, CA 95401
8087284202
Pollie Barnes
110 Stony Point Rd, Santa Rosa, CA 95401
7072917947
WayLend
1260 N Dutton Ave #125, Santa Rosa, CA 95401
7079212422
California Home Loans - Santa Rosa, CA
501 Stony Cir #131-A, Santa Rosa, CA 95401
7075361095
Ryan Mortgage Company
2129 4th St, Santa Rosa, CA 95404
7075262626
CrossCountry Mortgage, LLC
815 5th St Ste 100, Santa Rosa, CA 95404
7072367528
Sonoma County Home Loans
3510 Unocal Pl #105, Santa Rosa, CA 95403
7075466675
A VA loan specialist in Santa Rosa, California helps veterans and active duty service members navigate the home loan process. California law requires lenders to follow specific disclosure rules and funding fee schedules set by the Department of Veterans Affairs. Santa Rosa buyers often work with specialists who understand Sonoma County property values and local market conditions.
What Does a VA Loan Specialist in Santa Rosa Cost?
VA loan specialists in California typically charge origination fees of 1% to 2% of the loan amount. The VA funding fee ranges from 1.25% to 3.3% depending on your down payment and service category. Some specialists may offer reduced fees for disabled veterans. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Santa Rosa?
A VA loan specialist guides you through the VA home loan process, from obtaining your Certificate of Eligibility to closing. They help with California-specific requirements like property tax exemptions and funding fee waivers for disabled veterans.
Are there California-specific rules for VA loans?
Yes. California has a state-level property tax exemption for disabled veterans and requires lenders to follow the California Financing Law. The VA funding fee in California is the same as federal rates, but local county rules may affect escrow and recording.
How do I choose a VA loan specialist in Santa Rosa?
Look for a specialist with experience in Sonoma County real estate and knowledge of California VA loan procedures. Check their license with the California Department of Real Estate and ask about their familiarity with local appraisers and title companies.
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Compare VA Loan Specialists
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.