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Find VA Loan Specialists in South San Francisco, CA
Directory of va loan specialists in South San Francisco, California. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
South San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 va loan specialists in South San Francisco, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Connection
1435 Huntington Ave #102, South San Francisco, CA 94080
6505539880
Commercial Loan Direct
611 Gateway Blvd Ste 120, South San Francisco, CA 94080
8006870797
California Mortgage Company, Inc.
1435 Huntington Ave STE 100, South San Francisco, CA 94080
6508732228
Luis Wong California Mortgage Company
1435 Huntington Ave STE 100, South San Francisco, CA 94080
6508732228
Mortgage, Bank of America
955 El Camino Real, South San Francisco, CA 94080
6504817807
South San Francisco veterans and active duty service members can use a VA loan specialist to navigate the home buying process. California law provides specific property tax exemptions for disabled veterans, which can reduce annual tax burdens. Local specialists understand the competitive real estate market in San Mateo County and can help you secure a zero-down payment loan with no private mortgage insurance.
What Does a VA Loan Specialist in South San Francisco Cost?
VA loan specialists in California typically charge an origination fee of 1% to 2% of the loan amount. Some specialists may offer reduced fees for veterans. Additional costs include the VA funding fee (2.3% for first-time use with zero down, reduced for subsequent uses) and third-party fees for appraisal and title services. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in South San Francisco?
A VA loan specialist helps veterans and service members obtain a mortgage backed by the U.S. Department of Veterans Affairs. They guide you through eligibility requirements, certificate of eligibility requests, and the local home buying process in South San Francisco.
Are there California-specific rules for VA loans?
Yes. California law requires lenders to provide a specific disclosure about the CalVet Home Loan program. Also, California property tax law allows disabled veterans to claim a partial exemption on their primary residence, which a specialist can help you understand.
How long does a VA loan take to close in California?
Typical VA loan closings in California take 30 to 45 days. Delays can occur if the property needs repairs or if the appraisal requires additional review. A local specialist can help keep the process on schedule.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.