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Directory of va loan specialists in Truckee, California. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Truckee, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 va loan specialists in Truckee, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Loans with Vic & Jen
12277 Soaring Way #107, Truckee, CA 96161
5305829992
Guild Mortgage - Katie Rice
11050 Pioneer Trail #201, Truckee, CA 96161
5305829991
Guild Mortgage - Chelsy Delia
11050 Pioneer Trail #201, Truckee, CA 96161
5305829991
Academy Mortgage
12242 Business Park Dr suite 2, Truckee, CA 96161
5307631326
Guild Mortgage Company
11050 Pioneer Trail #201, Truckee, CA 96161
5305829991
Sierra Mountain Mortgage Inc
10098 Jibboom St # 201, Truckee, CA 96161
5305873277
US Bank Mortgage
10995 Donner Pass Rd, Truckee, CA 96161
8008722657
Finance of America Mortgage LLC
11500 Donner Pass Rd, Truckee, CA 96161
9167891688
What Does a VA Loan Specialist in Truckee Cost?
Typical costs for working with a VA loan specialist in California include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal (usually $500 to $1,000), credit report ($30 to $50), and title insurance (varies by county). In Truckee, appraisal costs may be higher due to the remote mountain location. The VA funding fee ranges from 0.5% to 3.3% of the loan amount depending on your down payment and service history. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Truckee?
You must have served 90 consecutive days of active service during wartime, 181 days during peacetime, or 6 years in the National Guard or Reserves. A Certificate of Eligibility (COE) from the VA is required. Surviving spouses of veterans who died in service or from a service-connected disability may also qualify.
Can I use a VA loan to buy a vacation home or investment property in Truckee?
No. VA loans are for owner-occupied primary residences only. You must intend to live in the property as your main home. However, you can buy a multi-unit property (up to 4 units) and live in one unit while renting out the others.
Are there any California-specific limits on VA loan funding fees?
Yes. In California, the VA funding fee is a percentage of the loan amount and varies based on your down payment and whether it is your first use. For first-time use with no down payment, the fee is 2.15% of the loan amount. This fee can be rolled into the loan. Some veterans with service-connected disabilities are exempt from this fee.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.