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VA Loan Specialists in Yuba City, CA

Compare va loan specialists in Yuba City. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Yuba City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 va loan specialists in Yuba City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Mortgage
1289 Lincoln Rd, Yuba City, CA 95991
(530) 674-0141 unitedrem.com
Jeremy Kurtz Lending Team
1650 Sierra Ave #202, Yuba City, CA 95993
(530) 415-1149 jeremykurtzmortgage.com
Joey Mejia - Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
(530) 855-5626 legacylendingwholesale.com
Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805
472 Century Park Dr Ste 200, Yuba City, CA 95991
(530) 415-3004 benthehomeloanguru.com
Guild Mortgage - Cameron Elkins
1557 Starr Dr Suite D, Yuba City, CA 95993
(530) 301-5448 branches.guildmortgage.com
Burns Lending Team - West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
(530) 693-1155 burnslendingteam.com
Peak Residential Lending - Charly Bates Home Loans
1210 Stabler Ln, Yuba City, CA 95993
(530) 218-8307 charlybateshomeloans.com
Lori Heikens Team | Neo Home Loans - Yuba City | NMLS 217186
718 Bridge St Unit B, Yuba City, CA 95991
(530) 763-6600 theheikensteam.com
Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
(530) 855-5626 legacylending.loans
Guild Mortgage Company
1557 Starr Dr Suite D, Yuba City, CA 95993
(530) 216-1101 branches.guildmortgage.com
Yuba City Outpatient Clinic - VA Northern California Health Care System
425 Plumas Blvd, Yuba City, CA 95991
(530) 751-4500 va.gov
Alisha Benge - Loan Officer #1571534 - Xpert Home Lending Inc.
770 N Walton Ave #500, Yuba City, CA 95993
(530) 933-8254
Home Loans by Nicki
770 N Walton Ave #500, Yuba City, CA 95993
(530) 218-2785 loansbynicki.net
American Pacific Mortgage (NMLS #300767)
855 Harter Pkwy STE 230, Yuba City, CA 95993
(530) 755-0890
West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
(530) 415-5186 westshoremortgageyc.com
LEGACY LENDING - Willie Willis Home Loans
770 N Walton Ave #500, Yuba City, CA 95993
(530) 701-2221 legacylendingwholesale.com
Caleb Kurtz - Guild Mortgage
1650 Sierra Ave #202, Yuba City, CA 95993
(530) 204-7814 branches.guildmortgage.com
Legacy Lending - Ed Bevacqua
770 N Walton Ave, Yuba City, CA 95993
(530) 682-7801 loansbyed.com
Jim Heberle, Stanford Mortgage
415 Century Park Dr # D, Yuba City, CA 95991
(530) 894-4590 stanfordloans.com
HomeTown Lenders YC
1210 Stabler Ln, Yuba City, CA 95993
(530) 671-4214

VA loan specialists in Yuba City, California help veterans and active duty service members secure home loans with no down payment and competitive rates. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Yuba City is part of Sutter County, where property values and local tax rules can affect loan limits and closing costs.

What Does a VA Loan Specialist in Yuba City Cost?

Typical costs for a VA loan specialist in California include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal (around $500 to $700), credit report ($30 to $50), and title services ($1,000 to $2,000). The VA funding fee ranges from 0.5% to 3.3% of the loan amount depending on down payment and service history. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Yuba City do?
A VA loan specialist helps veterans understand eligibility, gather required documents like a Certificate of Eligibility, and navigate the loan process. They also advise on California-specific rules, such as property tax exemptions for disabled veterans.
What are the VA loan limits for Yuba City in 2025?
For 2025, VA loan limits in Sutter County are based on the county loan limit, which is currently $766,550 for a single-family home. Veterans with full entitlement may not have a limit, but lenders often use this figure.
How long does the VA loan process take in California?
The VA loan process in California typically takes 30 to 45 days from application to closing. Delays can occur if the property needs a pest inspection or if the appraisal is slow due to local market conditions.

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