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Compare VA Loan Specialists in Decatur, GA

Directory of va loan specialists in Decatur, Georgia. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Decatur, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 8 va loan specialists in Decatur, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joseph Maxwell Cleland Atlanta VA Medical Center
Joseph Maxwell Cleland Atlanta VA Medical Ctr, 1670 Clairmont Rd, Decatur, GA 30033
(404) 321-6111 va.gov
MooreTeam Mortgage Professionals at Fairway Home Mortgage
104 B & C, Sycamore Pl, Decatur, GA 30030
(404) 373-3411 mooreteam.biz
VA Atlanta Regional Office
1700 Clairmont Rd, Decatur, GA 30033
(800) 827-1000 va.gov
Fairway Independent Mortgage Corporation
104 Sycamore Pl Suites B&C, Decatur, GA 30030
(404) 373-3411 fairwayindependentmc.com
Element Home Loans, a Division of NFM Lending
305 E College Ave, Decatur, GA 30030
(770) 604-6029 elementhl.com
Kim Pounders & Team | Fairway Independent Mortgage Corporation Loan Officer
104 Sycamore Pl Unit B & C, Decatur, GA 30030
(404) 877-2727 mobile.fairwaynow.com
Department of Veterans Affairs
1700 Clairmont Rd, Decatur, GA 30033
(404) 929-5345 va.gov
PNC Mortgage
1540 Church St, Decatur, GA 30033
(404) 315-6413 pnc.com

VA loan specialists in Decatur Georgia help veterans, active duty members, and eligible surviving spouses secure home financing with no down payment. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Decatur offers a range of housing options near Atlanta, making VA loans a popular choice for local military families.

What Does a VA Loan Specialist in Decatur Cost?

Typical costs for a VA loan specialist in Georgia include an origination fee of 0 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Closing costs in Decatur average 3 to 5 percent of the purchase price, but many are negotiable. Georgia law does not cap these fees. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic eligibility requirements for a VA loan in Decatur Georgia?
You must meet VA service requirements such as 90 consecutive days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. Georgia does not have additional state specific eligibility rules beyond federal standards.
Are there Georgia specific property requirements for VA loans?
Yes, the property must meet the VA minimum property requirements which include safety and structural standards. Georgia also requires a termite inspection in most counties due to local climate conditions. Decatur properties must pass this inspection before loan approval.

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