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Compare VA Loan Specialists in Ammon, ID

Directory of va loan specialists in Ammon, Idaho. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Ammon, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 3 va loan specialists in Ammon, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mountain America Credit Union - Ammon: 25th East Branch
3511 S 25th E, Ammon, ID 83406
(208) 523-1459 macu.com
Barbra Summerhill, Your Idaho Wholesale Mortgage Specialist NMLS ID # 1860248
885 Newgate Dr, Ammon, ID 83406
(208) 538-4118 barbrasummerhillmortgage.com
First Colony Mortgage Idaho Falls Branch
1325 Ammon Park Dr, Ammon, ID 83406
(208) 243-9810 firstcolonymortgage.com

VA loan specialists in Ammon Idaho help veterans and active duty service members secure home financing with no down payment. Idaho law exempts certain military retirement pay from state income tax which can improve loan qualification. Local specialists understand the Ammon real estate market and can guide you through the VA funding fee and appraisal process.

What Does a VA Loan Specialist in Ammon Cost?

VA loan specialist fees in Idaho typically range from 0.5 percent to 1.5 percent of the loan amount. The VA funding fee for first time use is 2.15 percent for regular military and 2.4 percent for reservists. Some costs like appraisal fees run 400 to 700 dollars. Costs vary by case and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Ammon Idaho?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans for veterans and military members. They help with eligibility, paperwork, and closing in the Ammon area.
Do I need a special license to offer VA loans in Idaho?
In Idaho mortgage loan originators must be licensed through the Nationwide Multistate Licensing System. VA loan specialists must also be approved by the Department of Veterans Affairs to originate VA loans.
How long does a VA loan process take in Idaho?
The typical VA loan process in Idaho takes 30 to 45 days from application to closing. Timelines can vary based on appraisal scheduling and document verification in Bonneville County.

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