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Find VA Loan Specialists Near You in Chester, NJ

Browse va loan specialists serving Chester, New Jersey. Contact information and addresses listed below.

5 agents listed
Updated June 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 5 va loan specialists in Chester, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Federal Mortgage Corporation
360 Rte 24, Chester, NJ 07930
(973) 927-0400 njmortgage.com
Huntington Mortgage Group
32 Collis Ln #6, Chester, NJ 07930
(908) 879-8880 huntington.com
Chase Mortgage
444 Main St, Chester, NJ 07930
(908) 879-7700 chase.com
PNC Mortgage
25 Maple Ave, Chester, NJ 07930
(908) 879-5771 pnc.com
Fulton Mortgage Company
425 Main St, Chester, NJ 07930
(800) 220-9034 fultonbank.com

A VA loan specialist in Chester, New Jersey helps veterans and active duty service members navigate the home buying process using their VA home loan benefit. New Jersey offers specific property tax exemptions for disabled veterans, which can be combined with a VA loan for additional savings. Working with a local specialist ensures you understand county-specific rules and lender requirements in Morris County.

What Does a VA Loan Specialist in Chester Cost?

VA loan specialist fees in New Jersey typically range from 0.5% to 1% of the loan amount, though some lenders charge flat fees between $500 and $1,500. The VA funding fee, which varies from 0.5% to 3.3% depending on your down payment and service category, is often rolled into the loan. Closing costs in New Jersey average 2% to 5% of the purchase price but can be negotiated. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Chester?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans for veterans and military families. They guide you through eligibility, certificate of eligibility, and the loan process in Chester, New Jersey.
Who qualifies for a VA loan in New Jersey?
Veterans, active duty service members, National Guard members, and surviving spouses may qualify. You must meet service requirements set by the Department of Veterans Affairs, which are the same nationwide including New Jersey.
Are there New Jersey specific rules for VA loans?
New Jersey does not have state-specific VA loan limits, but county loan limits apply. The state also offers a property tax deduction for disabled veterans, which can reduce your overall housing costs.

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