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Find VA Loan Specialists Near You in Edgewater, NJ

Directory of va loan specialists in Edgewater, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
Edgewater, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 4 va loan specialists in Edgewater, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Mike Dickson
115 River Rd Suite 109, Edgewater, NJ 07020
(201) 247-7990 newamericanfunding.com
Joseph Viganola - Cardinal Financial
115 River Rd # 109, Edgewater, NJ 07020
(973) 986-2265 cardinalfinancial.com
Aura Home Loans
3 Myrtle Ave, Edgewater, NJ 07020
(609) 400-2872 aurahomeloans.com
Salvador Aguia - Chase Home Lending Advisor - NMLS ID 420568
950 River Rd, Edgewater, NJ 07020
(201) 233-3366 homelendingadvisor.chase.com

A VA loan specialist in Edgewater New Jersey helps veterans and active duty service members secure home financing with favorable terms. New Jersey law provides additional property tax exemptions for qualified veterans, which can reduce overall housing costs. Specialists guide clients through the VA funding fee and local appraisal requirements specific to Bergen County.

What Does a VA Loan Specialist in Edgewater Cost?

Typical costs for VA loan specialist services in New Jersey range from zero to 1 percent of the loan amount, as many specialists are paid by the lender. Some independent consultants charge a flat fee between $500 and $1,500. Additional costs include the VA funding fee, which is 2.15 percent for first time use with zero down payment, and varies for subsequent uses. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Edgewater New Jersey?
A VA loan specialist helps veterans understand eligibility, gather required documents like the Certificate of Eligibility, and navigate the loan process. They also explain New Jersey specific benefits such as the veterans property tax deduction.
What are the VA loan limits for Edgewater New Jersey in 2025?
For 2025, VA loans in Bergen County have a conforming loan limit of $766,550 for a single family home. Veterans with full entitlement do not have a strict loan limit but must meet lender requirements.

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