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Browse va loan specialists serving Elizabeth, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Elizabeth, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 va loan specialists in Elizabeth, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
128 Elmora Ave, Elizabeth, NJ 07202
7324973253
Virtue Funding LLC
80 W Grand St 3rd Floor, Elizabeth, NJ 07201
9086562048
Union County Veterans' Services
10 Elizabethtown Plaza, Elizabeth, NJ 07202
9085274918
VA loan specialists in Elizabeth, New Jersey, assist veterans and active duty military with obtaining home loans backed by the U.S. Department of Veterans Affairs. New Jersey law requires lenders to follow specific disclosure rules and allows for a state property tax exemption for 100% disabled veterans. Local specialists understand Union County property values and can guide you through the Certificate of Eligibility process.
What Does a VA Loan Specialist in Elizabeth Cost?
VA loan specialist fees in New Jersey typically range from 1% to 2% of the loan amount, though some charge a flat fee between $500 and $1,500. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserves, but this fee is waived for veterans receiving VA disability compensation. Closing costs in Union County average 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Elizabeth New Jersey?
A VA loan specialist is a mortgage professional who helps veterans and military members apply for VA-backed home loans. They understand New Jersey specific rules, such as the state funding fee exemption for disabled veterans and local appraisal requirements.
Do I need a New Jersey specific VA loan specialist?
Yes, because New Jersey has unique property tax laws and closing procedures. A local specialist can help with Union County tax records, the New Jersey VA funding fee, and the state required lender disclosures.
What documents do I need for a VA loan in Elizabeth New Jersey?
You will need your Certificate of Eligibility, proof of service, recent pay stubs, tax returns, and bank statements. New Jersey lenders also require a valid government ID and evidence of occupancy for the property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.