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Find VA Loan Specialists in Hillsborough Township, NJ

Directory of va loan specialists in Hillsborough Township, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Hillsborough Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 va loan specialists in Hillsborough Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mark Sanders at Prosperity Home Mortgage - Hillsborough
408 US-206, Hillsborough Township, NJ 08844
6097074756
Crossroads Financial Mortgage Inc.
450 Amwell Rd Suite J-4, Hillsborough Township, NJ 08844
9082210304
Mortgage, Bank of America
430 Amwell Rd, Hillsborough Township, NJ 08844
8482167543
Jeff Shapiro - PNC Mortgage Loan Officer (NMLS #293845)
315 US-206, Hillsborough Township, NJ 08844
9083106347

VA loan specialists in Hillsborough Township, New Jersey help veterans and active duty service members navigate the process of obtaining a VA-backed home loan. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local specialists understand the Somerset County real estate market and can guide you through property appraisal and funding fee requirements.

What Does a VA Loan Specialist in Hillsborough Township Cost?

Typical costs for a VA loan specialist in New Jersey include a funding fee ranging from 0.5 percent to 3.3 percent of the loan amount depending on your down payment and service category. Closing costs in Somerset County average 2 to 5 percent of the purchase price and cover appraisal, title search, and attorney fees. Some lenders may charge an origination fee of up to 1 percent. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Hillsborough Township?
To qualify for a VA loan in Hillsborough Township you must meet service requirements set by the U.S. Department of Veterans Affairs. This includes active duty service for at least 90 consecutive days or service in the National Guard or Reserves for six years. You also need a valid Certificate of Eligibility from the VA.
Are there any New Jersey specific rules for VA loans?
New Jersey does not impose state level restrictions on VA loans beyond federal guidelines. However the state requires lenders to disclose all fees and charges in writing before closing. Property taxes in Somerset County are assessed locally and can affect your monthly payment.