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VA Loan Specialists in Jamesburg, NJ

Compare va loan specialists in Jamesburg. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Jamesburg, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 va loan specialists in Jamesburg, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Petra Cephas: Residential Mortgage Brokers
315 Forsgate Dr, Jamesburg, NJ 08831
(732) 873-1365 petracephas.com
Star Mortgage & Finance LLC - NMLS #755791
241 Forsgate Dr Suite 205, Jamesburg, NJ 08831
(732) 750-0780

A VA loan specialist in Jamesburg, New Jersey helps veterans, active duty service members, and eligible surviving spouses obtain home financing. New Jersey offers a property tax exemption for disabled veterans and surviving spouses, which can be combined with a VA loan. Local specialists understand the Middlesex County real estate market and can guide you through the VA funding fee and New Jersey specific closing requirements.

What Does a VA Loan Specialist in Jamesburg Cost?

Typical costs for a VA loan specialist in New Jersey include a loan origination fee of 1 percent of the loan amount, which is around $3,000 to $5,000 on a $300,000 to $500,000 home. The VA funding fee is 2.15 percent for first time use with no down payment, or 3.3 percent for subsequent use. Appraisal fees in New Jersey range from $500 to $700, and title fees are about $1,500 to $2,500. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Jamesburg do?
A VA loan specialist helps you understand your VA home loan benefit, pre qualifies you for a loan, and guides you through the application process. They work with lenders who are approved by the VA and know the specific rules for New Jersey properties.
What are the VA loan limits for Jamesburg New Jersey in 2025?
In 2025, there is no maximum loan amount for VA loans if you have full entitlement. For partial entitlement, the limit in Middlesex County is $766,550. A specialist can confirm your specific entitlement and loan limits.
Do I need a New Jersey specific VA loan specialist?
Yes, a specialist familiar with New Jersey laws can help with the state specific property tax exemption for disabled veterans and the New Jersey Homestead Benefit. They also understand local appraisal requirements and the New Jersey Realty Transfer Fee rules.

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