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Compare VA Loan Specialists in Jersey City, NJ

Compare va loan specialists in Jersey City. Review contact information and insurance categorys before you decide.

11 agents listed
Updated June 2026
Jersey City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 11 va loan specialists in Jersey City, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Financial Corporation
3478 John F. Kennedy Blvd, Jersey City, NJ 07307
(201) 876-2929 getheritageloans.com
Asset Based Lending
30 Montgomery St Suite 150, Jersey City, NJ 07302
(201) 380-8873 ablfunding.com
Lightning Mortgage
591 Summit Ave #517, Jersey City, NJ 07306
(201) 360-0634
Epic Mortgage Company, LLC;NMLS# 2498246
418 West Side Ave, Jersey City, NJ 07305
(201) 435-0435 prod.lendingpad.com
Oqvest
111 Town Square Pl Suite 1203, Jersey City, NJ 07310
(551) 225-0733 oqvest.com
PennyMac Mortgage Investment Trust
480 Washington Blvd, Jersey City, NJ 07310
(866) 271-9980 pennymacmortgageinvestmenttrust.com
Xu Han
125 18th St, Jersey City, NJ 07310
(917) 412-7485 mlo.td.com
Chase Home Lending
56 Christopher Columbus Dr, Jersey City, NJ 07302
(201) 332-3805 homelendingadvisor.chase.com
Joanne Nicolo - Mortgage Loan Officer
125 18th St Suite 1, Jersey City, NJ 07310
(516) 852-3685 tdbank.com
Mauricio Rojas - Chase Home Lending Advisor - NMLS ID 39350
56 Christopher Columbus Dr, Jersey City, NJ 07302
(201) 332-3805 homelendingadvisor.chase.com
Federal Home Loan Bank of New York
70 Hudson St, Jersey City, NJ 07302
(201) 356-1000 fhlbny.com

VA loan specialists in Jersey City, New Jersey help veterans and active duty service members secure home financing with no down payment. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local specialists understand Jersey City property values and can guide you through the unique appraisal and inspection requirements for Hudson County homes.

What Does a VA Loan Specialist in Jersey City Cost?

VA loan specialist fees in New Jersey typically range from 1 percent to 2 percent of the loan amount for origination and processing. Some specialists charge a flat fee between 500 and 1500 dollars. New Jersey law caps certain closing costs and requires a detailed Loan Estimate within three business days of application. Costs vary by lender and loan complexity. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Jersey City?
A VA loan specialist is a licensed mortgage professional who helps veterans and military families obtain VA-backed home loans. They handle the application process, verify eligibility, and coordinate with lenders and the Department of Veterans Affairs.
Do I need a New Jersey specific VA loan specialist?
Yes, New Jersey has specific licensing rules and property tax laws that affect VA loans. A local specialist understands Jersey City tax abatements and the state required New Jersey Consumer Fraud Act disclosures for mortgage transactions.
What are the eligibility requirements for a VA loan in New Jersey?
You must meet VA service requirements and obtain a Certificate of Eligibility. New Jersey does not impose additional state level eligibility rules, but you must work with a lender licensed by the New Jersey Department of Banking and Insurance.

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