Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 va loan specialists in Montclair, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Platinum Mortgage LLC
75 Midland Ave, Montclair, NJ 07042
9733375950
Mickey Ballantine at Rate (NMLS #39300)
325 Claremont Ave Suite #6, Montclair, NJ 07042
9732022651
First Prestige Mortgage Services Inc DBA Minority Heritage Mortgage
110 Valley Rd, Montclair, NJ 07042
9737448300
loanDepot
204 Bellevue Ave Suite C, Montclair, NJ 07043
9739697050
Brett Lehman - Chase Home Lending Advisor - NMLS ID 142413
19 N Fullerton Ave, Montclair, NJ 07042
2012076023
What Does a VA Loan Specialist in Montclair Cost?
VA loan specialist fees in New Jersey typically range from $500 to $1,500 for consulting or referral services. Some specialists work on a commission basis paid by the lender. Costs vary based on the complexity of your case and whether you need help with the Certificate of Eligibility or appraisal issues. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Montclair do?
A VA loan specialist helps veterans understand eligibility, obtain a Certificate of Eligibility, and find a lender. They also explain New Jersey specific benefits like the veterans property tax deduction. They do not provide legal advice but can refer you to a real estate attorney.
What are the VA loan limits in New Jersey for 2024?
For 2024, VA loans in New Jersey have no maximum loan amount for qualified borrowers with full entitlement. For those with partial entitlement, the limit is based on the county loan limit. In Essex County, the 2024 limit is $766,550 for a single family home.
Do I need a funding fee for a VA loan in New Jersey?
Most borrowers pay a VA funding fee unless exempt due to a service connected disability. The fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and prior use. This fee can be rolled into the loan.