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Looking for a va loan specialist in Paterson? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Paterson, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 va loan specialists in Paterson, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Patrick Nicholson - Mortgage Loan Officer
301 Main St, Paterson, NJ 07505
2018033504
Phoenix Financial Services
Plymouth Rd #20, Paterson, NJ 07502
2016575229
A VA loan specialist in Paterson New Jersey helps veterans and active duty service members navigate the home loan process. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure. Paterson is in Passaic County where property values and loan limits can affect your VA loan eligibility.
What Does a VA Loan Specialist in Paterson Cost?
Typical costs for a VA loan specialist in New Jersey range from $500 to $1,500 for a flat fee consultation. Some specialists charge an hourly rate of $150 to $300. Costs depend on the complexity of your case and whether you need help with the entire loan process or just specific steps. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Paterson do?
A VA loan specialist guides veterans through the VA home loan process including obtaining a Certificate of Eligibility and finding a lender. They help with property requirements and New Jersey specific closing procedures. They do not originate loans but provide expert advice.
What are the VA loan limits for Paterson New Jersey?
For 2024 the VA loan limit for Passaic County is $766,550 for a single family home. This limit applies to veterans with full entitlement. Veterans with remaining entitlement may have different limits.
Do I need a VA loan specialist if I already have a lender?
A VA loan specialist can still help you understand New Jersey specific rules such as the state required 3 day rescission period. They can review your loan estimate for accuracy. Their fee is separate from the lender charges.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.