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Compare va loan specialists in Scotch Plains. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Scotch Plains, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 va loan specialists in Scotch Plains, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American United Mortgage Corporation
210 Haven Ave, Scotch Plains, NJ 07076
9083225423
Joe Farella - Mortgage Lender - American United Mortgage Corporation
210 Haven Ave, Scotch Plains, NJ 07076
9083328335
VA loan specialists in Scotch Plains, New Jersey help eligible veterans, active duty service members, and surviving spouses obtain home loans with no down payment and competitive rates. New Jersey law provides additional property tax deductions for veterans, which can complement VA loan benefits. Local specialists understand the Union County real estate market and can guide you through the certificate of eligibility process.
What Does a VA Loan Specialist in Scotch Plains Cost?
Typical costs for a VA loan specialist in New Jersey include a funding fee of 1.4% to 3.6% of the loan amount, plus standard closing costs such as appraisal fees around $500 to $700 and title insurance averaging $1,000 to $2,000. Some lenders may charge an origination fee of up to 1% of the loan value. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Scotch Plains?
You must meet service requirements set by the Department of Veterans Affairs, typically 90 days of active service during wartime or 181 days during peacetime. New Jersey residents must also obtain a Certificate of Eligibility from the VA to proceed with a loan application.
Can I use a VA loan to buy a multi-family home in Scotch Plains?
Yes, you can use a VA loan to purchase a multi-family property up to four units, provided you occupy one unit as your primary residence. New Jersey law requires the property to meet minimum property requirements and local zoning codes in Scotch Plains.
Are there any New Jersey specific fees for VA loans?
New Jersey does not impose state-specific fees on VA loans, but you may pay a VA funding fee unless you are exempt due to a service-connected disability. The funding fee ranges from 1.4% to 3.6% of the loan amount depending on your down payment and loan type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.