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Browse va loan specialists serving Sparta, New Jersey. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Sparta, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 13 va loan specialists in Sparta, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AnnMarie Schlaffer at AnnieMac Home Mortgage
10 Poplar Tree Ln Unit 1, Sparta, NJ 07871
9739032258
National Loan Provider
25 Main St Unit B, Sparta, NJ 07871
8622932467
The Lending Source
48 Woodport Rd Suite 23, Sparta, NJ 07871
9736012122
Youssef Abdelhalim at AnnieMac Home Mortgage
10 Poplar Tree Ln Unit 1, Sparta, NJ 07871
9738265035
Michael L. DeChristofano - Cardinal Financial
11 Main St, Sparta, NJ 07871
2014036587
Kelly McHale at AnnieMac Home Mortgage
10 Poplar Tree Ln, Sparta, NJ 07871
6107636807
Marissa Rossi - CrossCountry Mortgage
1 Professional Quad #1, Sparta, NJ 07871
8623540401
Joe Moschella at Rate (NMLS #12968)
270 S Sparta Ave Suite 204, Sparta, NJ 07871
9739398663
Mary Beth Brannigan - Guaranteed Rate
18 Sparta Ave N Suite MB, Sparta, NJ 07871
9146465474
loanDepot
14 Main St, Sparta, NJ 07871
2018412094
Rate
270 S Sparta Ave Suite 204, Sparta, NJ 07871
9738855097
Landy Garcia at AnnieMac Home Mortgage
10 Poplar Tree Ln Unit 1, Sparta, NJ 07871
9732651610
Jhoany Jimenez at Rate (NMLS #2416870)
270 S Sparta Ave Suite 204, Sparta, NJ 07871
9738855097
VA loan specialists in Sparta, New Jersey assist veterans and active duty service members with obtaining home financing through the U.S. Department of Veterans Affairs. New Jersey law provides a property tax exemption for 100% disabled veterans, which a specialist can help you apply for through the Sussex County tax assessor. Sparta offers a range of homes from single-family houses to condos, and a local specialist understands the specific appraisal and occupancy rules for VA loans in this area.
What Does a VA Loan Specialist in Sparta Cost?
Typical costs for a VA loan specialist in New Jersey include an origination fee of up to 1% of the loan amount. Closing costs in Sussex County average 2% to 5% of the purchase price, covering appraisal fees of $500 to $700 and title insurance. The VA funding fee ranges from 1.25% to 3.3% of the loan amount unless you are exempt due to a disability rating. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Sparta New Jersey?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They guide veterans through the application process, help with required documentation, and explain New Jersey specific rules like funding fee exemptions for disabled veterans.
What are the VA loan requirements for Sparta New Jersey?
To qualify for a VA loan in Sparta you need a valid Certificate of Eligibility from the VA and meet minimum service requirements. You must also intend to occupy the home as your primary residence. New Jersey does not impose additional state level requirements beyond federal VA guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.