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Directory of va loan specialists in Toms River, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 20 va loan specialists in Toms River, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oceanside Mortgage Company
55 Main St, Toms River, NJ 08753
8009558965
Josh Blair-Top Mortgage Broker NMLS #241845
1310 Hooper Ave Third Floor, Toms River, NJ 08753
7329047856
Advisors Mortgage Group - Nick Esposito & Matthew Patterson
1416 Hooper Ave, Toms River, NJ 08753
7327514482
Advisors Mortgage Group - Toms River, NJ
1416 Hooper Ave, Toms River, NJ 08753
8007789044
Brett Stevens at CrossCountry Mortgage
1415 Hooper Ave # 202, Toms River, NJ 08753
7325468594
Nations Lending - John Zura
325 W Water St Ste 2W, Toms River, NJ 08753
6095480469
Luminate Bank - Toms River Branch
1848 Hooper Ave Suite 5, Toms River, NJ 08753
8482266166
New Jersey Mortgage Services
30 N Main St, Toms River, NJ 08753
8007899293
Mark Ramos at CrossCountry Mortgage
1182 Fischer Blvd Ste 1, Toms River, NJ 08753
7327132887
Joseph Rowen The Mortgage Guy
1416 Hooper Ave, Toms River, NJ 08753
2675929286
Glendenning Mortgage Corporation
81 E Water St Suite 3A and 3C, Toms River, NJ 08753
7322407227
New American Funding - Toms River, NJ
1415 Hooper Ave Suite 202, Toms River, NJ 08753
7329302355
PRMG Got Mortgages Toms River
1466 Hooper Ave, Toms River, NJ 08753
9735360276
Ocean County Veterans Services
1027 Hooper Ave STE 2, Toms River, NJ 08753
7329292096
Nations Lending - Toms River Branch
325 W Water St Ste 2W, Toms River, NJ 08753
6095480469
Steve Vetter Annie Mac
1898 Hinds Rd, Toms River, NJ 08753
7326744783
Greg Morga - AnnieMac Home Mortgage - The A Team
1898 Hinds Rd, Toms River, NJ 08753
9176138597
New American Funding - Robert Ventola
1415 Hooper Ave # 202, Toms River, NJ 08753
6094156277
Antonio R. Velardi , Mortgage Loan Originator
680 Hooper Ave, Toms River, NJ 08753
9739007130
Anthony Bueti at AnnieMac Home Mortgage
1898 Hinds Rd, Toms River, NJ 08753
7323786165
VA loan specialists in Toms River, New Jersey help veterans, active duty service members, and eligible spouses obtain home loans with no down payment. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. These specialists guide clients through the Certificate of Eligibility process and property appraisal requirements specific to Ocean County.
What Does a VA Loan Specialist in Toms River Cost?
VA loan specialists in New Jersey typically charge a flat fee between 500 and 1,500 dollars for their services. Some specialists may charge a percentage of the loan amount, usually 0.5 to 1 percent. Costs vary based on the complexity of your case and the lender you choose. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Toms River?
A VA loan specialist helps you understand your VA home loan benefits, gather required documents like your Certificate of Eligibility, and connect you with lenders who offer VA loans. They can also advise on New Jersey property tax exemptions for veterans.
What are the New Jersey specific requirements for a VA loan?
New Jersey does not have state specific VA loan laws, but all mortgage lenders must follow the New Jersey Consumer Mortgage Licensing Act. You must also meet federal VA eligibility rules and the property must pass a VA appraisal.
How do I find a VA loan specialist in Toms River?
You can search online directories or contact local real estate agents and mortgage brokers in Toms River. Look for specialists who are licensed in New Jersey and have experience with VA loans in Ocean County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.