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VA Loan Specialists in Upper Montclair, NJ

Looking for a va loan specialist in Upper Montclair? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Upper Montclair, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 va loan specialists in Upper Montclair, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Hudak - Chase Home Lending Advisor - NMLS ID 598480
600 Valley Rd, Upper Montclair, NJ 07043
(973) 980-5382 homelendingadvisor.chase.com
Chase Home Lending
600 Valley Rd, Upper Montclair, NJ 07043
(973) 980-5382 homelendingadvisor.chase.com

VA loan specialists in Upper Montclair, New Jersey help veterans and active duty service members secure home financing with favorable terms. New Jersey law provides additional property tax exemptions for disabled veterans, which can be coordinated with VA loan benefits. Local specialists understand the unique housing market in Essex County and can guide you through the process.

What Does a VA Loan Specialist in Upper Montclair Cost?

The cost for a VA loan specialist in New Jersey typically ranges from 500 to 1500 dollars for consultation and document preparation. Lender fees may include a VA funding fee of 1.25 to 3.3 percent of the loan amount, depending on your down payment and service history. Some specialists charge hourly rates of 100 to 300 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Upper Montclair?
A VA loan specialist helps veterans understand eligibility, gather required documents, and connect with lenders who offer VA-backed loans. They also advise on New Jersey specific benefits like the disabled veterans property tax deduction.
Do I need a Certificate of Eligibility for a VA loan in New Jersey?
Yes, you need a Certificate of Eligibility from the VA to apply for a VA loan. Your specialist can help you obtain this document through the VA eBenefits portal or by mail.
How long does the VA loan process take in New Jersey?
The VA loan process typically takes 30 to 45 days from application to closing in New Jersey. Delays can occur if additional appraisals or documentation are needed for properties in Upper Montclair.

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