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VA Loan Specialists in North Smithfield, RI

Browse va loan specialists serving North Smithfield, Rhode Island. Contact information and addresses listed below.

2 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 2 va loan specialists in North Smithfield, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Network Funding LP
621 Pound Hill Rd Suite 103, North Smithfield, RI 02896
4016512716
First Northern Financial Group
980 Eddie Dowling Hwy, North Smithfield, RI 02896
8007371366

VA loan specialists in North Smithfield, Rhode Island help veterans and active duty service members secure home financing with no down payment. Rhode Island offers additional state-level protections for veterans, including property tax exemptions for those with service-connected disabilities. These specialists guide clients through the VA funding fee and local closing requirements.

What Does a VA Loan Specialist in North Smithfield Cost?

Typical costs for a VA loan specialist in Rhode Island range from 0% to 1% of the loan amount as a origination fee. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserves, though it can be waived for disabled veterans. Closing costs in North Smithfield average 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in North Smithfield?
A VA loan specialist is a mortgage professional who helps veterans navigate VA-backed home loans. They assist with eligibility certificates, lender requirements, and Rhode Island specific rules like the state property tax relief program.
What are the eligibility requirements for a VA loan in Rhode Island?
Eligibility requires a Certificate of Eligibility from the VA based on service time or discharge status. Rhode Island does not impose additional state residency requirements beyond federal VA guidelines.
Are there Rhode Island specific benefits for VA loan holders?
Yes, Rhode Island offers a property tax exemption for veterans with a 100% service-connected disability. This can reduce annual property taxes for qualified North Smithfield homeowners.