Compare VA Loan Specialists in La Vergne, TN
Directory of va loan specialists in La Vergne, Tennessee. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Tennessee before hiring.
Showing 2 va loan specialists in La Vergne, TN
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What Does a VA Loan Specialist in La Vergne Cost?
The cost of working with a VA loan specialist in La Vergne, Tennessee typically includes a loan origination fee of 0.5% to 1% of the loan amount, plus third-party costs such as appraisal fees ($400 to $700) and title search fees ($150 to $400). The VA funding fee, if applicable, ranges from 1.25% to 3.3% of the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in La Vergne?
To qualify for a VA loan in La Vergne, you must meet service requirements set by the U.S. Department of Veterans Affairs, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. Tennessee does not impose additional state-level eligibility rules beyond federal guidelines.
How long does the VA loan process take in Tennessee?
The typical VA loan process in Tennessee takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed or if the property requires repairs to meet VA minimum property requirements.
Are there any Tennessee-specific fees for VA loans?
Tennessee does not charge a state-specific fee for VA loans, but you will pay a VA funding fee unless you are exempt due to a service-connected disability. The funding fee ranges from 1.25% to 3.3% of the loan amount depending on your down payment and whether it is your first use. Closing costs in Tennessee typically include title insurance, recording fees, and appraisal fees.