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Find VA Loan Specialists Near You in Oak Ridge, TN

Compare va loan specialists in Oak Ridge. Review contact information and insurance categorys before you decide.

4 agents listed
Updated June 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 4 va loan specialists in Oak Ridge, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Investors Group
113 Lafayette Dr Building A, Suite 100, Oak Ridge, TN 37830
(865) 482-8910 migonline.com
Advance Financial
214 S Illinois Ave, Oak Ridge, TN 37830
(865) 229-6303 locations.af247.com
OneMain Financial
1181 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 482-2414 onemainfinancial.com
Lorie Wilson
113 Lafayette Dr, Oak Ridge, TN 37830
(865) 851-4382 migonline.com

VA loan specialists in Oak Ridge Tennessee help veterans and active duty service members secure home financing with no down payment. Tennessee law requires lenders to follow federal VA guidelines and state property tax rules. Local specialists understand the Oak Ridge housing market and can assist with certificate of eligibility requirements.

What Does a VA Loan Specialist in Oak Ridge Cost?

Typical costs for a VA loan specialist in Tennessee range from $500 to $1,500 for origination fees. Closing costs in Oak Ridge average 2% to 5% of the loan amount but can be negotiated. The VA funding fee is 2.15% for first time use and 3.3% for subsequent use unless you are exempt due to disability. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Oak Ridge do?
A VA loan specialist guides you through the VA home loan process from pre approval to closing. They help you understand your entitlement, find lenders, and navigate Tennessee property tax exemptions for disabled veterans.
Do I need a Tennessee specific VA loan specialist?
Yes because Tennessee has unique property tax exemptions for veterans with service connected disabilities. A local specialist knows the Anderson County property tax rules and can help you apply for the $175,000 exemption if you qualify.
What documents do I need for a VA loan in Oak Ridge?
You need your Certificate of Eligibility, recent pay stubs, tax returns, and bank statements. Tennessee lenders also require a valid state ID and proof of occupancy for the property.

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