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Find VA Loan Specialists Near You in Milton, VT

Directory of va loan specialists in Milton, Vermont. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Milton, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 2 va loan specialists in Milton, VT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vermont Federal Credit Union
4 Centre Dr, Milton, VT 05468
8882520202
TD Bank
175 US-7, Milton, VT 05468
8028935000

A VA loan specialist in Milton, Vermont helps eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment. Vermont law requires all mortgage loan originators to be licensed through the Vermont Department of Financial Regulation. Working with a local specialist ensures you understand Vermont property tax exemptions and the specific closing timelines in Chittenden County.

What Does a VA Loan Specialist in Milton Cost?

Typical costs for a VA loan specialist in Vermont include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal (usually 500 to 700 dollars) and title search (300 to 600 dollars). The VA funding fee, which varies from 1.25 percent to 3.3 percent depending on your down payment and service category, is often rolled into the loan. Some Vermont lenders may charge a flat fee of 1,500 to 2,500 dollars for processing. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic eligibility requirements for a VA loan in Milton Vermont?
You must meet service requirements set by the VA, typically 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. Vermont does not add extra state-level eligibility rules beyond federal guidelines.
Are there Vermont-specific property requirements for VA loans?
Yes. The property must meet VA minimum property requirements and Vermonts building codes. A VA appraisal is required, and the property must be your primary residence. Vermonts unique weather conditions mean the appraiser will check for adequate heating and roof condition.