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Find VA Loan Specialists Near You in South Charleston, WV
Compare va loan specialists in South Charleston. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
South Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 5 va loan specialists in South Charleston, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Asseff at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3047442980
Lendmark Financial Services LLC
10 River Walk Mall, South Charleston, WV 25303
3047448135
Va Outpatient Clinic Charleston
700 Technology Dr, South Charleston, WV 25309
3047465300
West Virginia Department of Veterans Assistance
300 Technology Dr Suite 201, South Charleston, WV 25309
3047464497
Joy Gumm at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3043773593
VA loan specialists in South Charleston, West Virginia help veterans and active duty service members secure home financing with favorable terms. West Virginia offers property tax exemptions for disabled veterans, which can reduce overall housing costs. Local specialists understand the unique housing market in Kanawha County and can guide borrowers through the VA funding fee and county loan limits.
What Does a VA Loan Specialist in South Charleston Cost?
Typical costs for VA loan specialist services in West Virginia include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal and credit report. The VA funding fee for first time use with no down payment is 2.15 percent for regular military and 2.4 percent for reserves or National Guard. Closing costs generally range from 2 to 5 percent of the purchase price but can be reduced through seller concessions. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in South Charleston?
A VA loan specialist assists veterans in obtaining a mortgage backed by the U.S. Department of Veterans Affairs. They help with eligibility certificates, credit requirements, and local lender connections in South Charleston. Specialists also explain West Virginia specific benefits like property tax exemptions for disabled veterans.
What are the VA loan requirements in West Virginia?
Borrowers must have a valid Certificate of Eligibility from the VA and meet minimum service requirements. West Virginia does not impose a state income tax on military retirement pay, which can improve debt to income ratios. Lenders typically require a credit score of 620 or higher and a debt to income ratio below 41 percent.
Are there closing cost limits for VA loans in West Virginia?
VA loans limit the types of closing costs a borrower can pay, such as origination fees and appraisal fees. In West Virginia, sellers may contribute up to 4 percent of the loan amount toward buyer costs. The VA funding fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on down payment and service category.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.