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Compare va loan specialists in Spencer. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Spencer, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 2 va loan specialists in Spencer, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jen Gipp - Nations Lending
100 S Pacific St, Spencer, WI 54479
7154703337
Josh Ludwig Sales Team Lead at Nations Lending - NMLS: 1600025
100 S Pacific St, Spencer, WI 54479
7153502300
VA loan specialists in Spencer, Wisconsin assist eligible veterans, active duty members, and surviving spouses with obtaining VA-backed home loans. Wisconsin law provides additional property tax exemptions for qualifying veterans with service-connected disabilities. These specialists can guide you through the Certificate of Eligibility process and local lending requirements.
What Does a VA Loan Specialist in Spencer Cost?
Typical costs for a VA loan in Wisconsin include a one-time VA funding fee ranging from 1.25% to 3.3% of the loan amount, depending on your down payment and service category. Closing costs in Spencer usually range from 2% to 5% of the purchase price, covering appraisal, title insurance, and lender fees. Some costs may be paid by the seller. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Spencer Wisconsin?
To qualify for a VA loan in Spencer, you must meet service requirements set by the U.S. Department of Veterans Affairs, such as 90 days of active service during wartime or 181 days during peacetime. Wisconsin does not impose additional state-level eligibility rules. A Certificate of Eligibility from the VA is required.
Can I use a VA loan to buy a home in Spencer Wisconsin?
Yes, VA loans can be used to purchase single-family homes, condos, and manufactured homes in Spencer. The property must meet VA minimum property requirements and be your primary residence. Wisconsin has no special restrictions beyond federal VA guidelines.
Are there Wisconsin-specific benefits for VA loan holders?
Wisconsin offers a property tax exemption for veterans with a 100% service-connected disability rating. This exemption can reduce or eliminate property taxes on your primary residence. VA loan specialists can help you apply for this benefit through your local county veterans service office.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.