Find FHA Loan Specialists Near You in Denver, CO
Directory of fha loan specialists in Denver, Colorado. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Colorado before hiring.
Showing 20 fha loan specialists in Denver, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Denver Cost?
Typical costs for an FHA loan specialist in Denver include an origination fee of 1 to 1.5 percent of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75 percent of the loan amount and can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance depending on loan term and loan-to-value ratio. Closing costs in Colorado average 2 to 5 percent of the purchase price including appraisal fees of $500 to $700 and title insurance costs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Denver?
The minimum down payment for an FHA loan in Denver is 3.5 percent of the purchase price if you have a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. These requirements are set by the Federal Housing Administration and apply nationwide including Colorado.
Are there FHA loan limits for Denver Colorado?
Yes, FHA loan limits for Denver County in 2025 are set at $552,500 for a single-family home. Higher limits apply for multi-unit properties. These limits are adjusted annually based on median home prices in the Denver metro area.
How long does an FHA loan approval take in Colorado?
FHA loan approval in Denver typically takes 30 to 45 days from application to closing. Colorado law requires a three-day rescission period after signing loan documents. Delays can occur if the property needs repairs to meet FHA minimum property standards.