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Directory of fha loan specialists in Durango, Colorado. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Durango, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 17 fha loan specialists in Durango, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Animas Mountain Mortgage Inc.
1099 Main Ave Ste 305, Durango, CO 81301
9708281610
Sinberg Capital Lending
1099 Main Ave #300, Durango, CO 81301
9707497661
Arete Mortgage
2855 Main Ave STE B105, Durango, CO 81301
9703751111
Mountain to Desert Mortgage LLC
777 Main Ave #202, Durango, CO 81301
5202552263
The Norm Phillips Team, NMLS#193010, Powered by IMB
1075 Main Ave UNIT 212, Durango, CO 81301
9703877500
Mountain Goat Mortgage LLC
835 Main Ave Suite 221, Durango, CO 81301
9704035292
Highlands Residential Mortgage
679 E 2nd Ave UNIT 11, Durango, CO 81301
9704591508
Guild Mortgage Company
2243 Main Ave Office 3f & 3g, Durango, CO 81301
9703822903
Christopher Albanese at CrossCountry Mortgage
1065 Main Ave Suite 208, Durango, CO 81301
9173637345
Guild Mortgage - Brad Cook
2243 Main Ave Office 3f & 3g, Durango, CO 81301
9707495488
Southwest Mortgage Loans Inc
835 Main Ave UNIT 222, Durango, CO 81301
9703829800
PrimeLending, A PlainsCapital Company - Durango
1065 Main Ave #202, Durango, CO 81301
9706662355
HomesFund
150 E 9th St #207, Durango, CO 81301
9702591418
Guild Mortgage - Justin Kautter
2243 Main Ave Office 3f & 3g, Durango, CO 81301
9709032388
Flanagan State Bank Mortgage
175 Mercado St, Durango, CO 81301
9703829800
Durango Home Lending
1135 Main Ave, Durango, CO 81301
9704442222
Cornerstone Home Lending, Inc.
777 Main Ave Ste 204, Durango, CO 81301
9709452011
An FHA loan specialist in Durango Colorado helps homebuyers secure government-backed mortgages with lower down payments. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate. Durango buyers often use FHA loans for homes in La Plata County due to flexible credit requirements.
What Does a FHA Loan Specialist in Durango Cost?
Typical costs for an FHA loan in Colorado include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Durango range from 2 to 5 percent of the purchase price. Lender fees origination fees and appraisal fees vary by provider. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Durango do?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They help you meet FHA property standards and calculate mortgage insurance premiums. In Colorado they ensure compliance with state specific disclosure rules.
What are the FHA loan limits for Durango Colorado?
For 2025 the FHA loan limit for a single family home in La Plata County is $498,257. This limit applies to most areas in Durango. Higher limits may apply for duplexes triplexes or fourplex properties.
How do I choose an FHA loan specialist in Durango?
Look for a licensed mortgage loan originator with experience in FHA loans. Check their record with the Colorado Division of Real Estate. Ask about their knowledge of local property types like condos and manufactured homes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.