FHA Loan Specialists in Englewood, CO
Looking for a fha loan specialist in Englewood? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Colorado before hiring.
Showing 12 fha loan specialists in Englewood, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Englewood Colorado can guide you through the process of obtaining a government-backed mortgage. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate. Working with a local specialist helps you understand specific Englewood property values and Colorado housing market conditions.
What Does a FHA Loan Specialist in Englewood Cost?
Typical costs for an FHA loan specialist in Colorado include an origination fee of 1% to 1.5% of the loan amount. The upfront mortgage insurance premium is 1.75% of the base loan amount and can be financed into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Colorado average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Englewood do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit history, income, and debt levels to determine eligibility. They also explain Colorado specific requirements such as property condition standards and local appraisal rules.
What are the FHA loan limits for Englewood Colorado in 2025?
For 2025, the FHA loan limit for a single-family home in Arapahoe County including Englewood is $498,257. This limit applies to most areas and may be higher for duplexes or larger properties. Your specialist can confirm the exact limit for your specific property.
How do I choose an FHA loan specialist in Englewood?
Look for a specialist who is licensed in Colorado and has experience with FHA loans. Check their record with the Colorado Division of Real Estate. Ask about their familiarity with Englewood area appraisers and local market conditions.