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Find FHA Loan Specialists Near You in Estes Park, CO
Compare fha loan specialists in Estes Park. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Estes Park, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 10 fha loan specialists in Estes Park, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peak Capital Mortgage
600 S St Vrain Ave UNIT 4, Estes Park, CO 80517
9705779200
Gomez Team | RE/MAX Mountain Brokers
1200 Graves Ave, Estes Park, CO 80517
9702138692
Bank of Colorado
533 Big Thompson Ave, Estes Park, CO 80517
9705868185
Jim Idler - Resident Realty
453 E Wonderview Ave #109, Estes Park, CO 80517
9704801121
Christian Collinet at First Colorado Realty
523 St Vrain Ln, Estes Park, CO 80517
9702318570
RE/MAX Mountain Brokers
1200 Graves Ave, Estes Park, CO 80517
9705865324
Estes Park Housing Authority
363 E Elkhorn Ave #101, Estes Park, CO 80517
9705912535
Harriette Woodard - Bank of Colorado Mortgage
533 Big Thompson Ave Suite 500, Estes Park, CO 80517
9705861040
Bank of Estes Park
255 Park Ln, Estes Park, CO 80517
9705864485
Investment Center of Estes Park
501 St Vrain Ln UNIT 100, Estes Park, CO 80517
9705771454
FHA loan specialists in Estes Park, Colorado help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular in Estes Park due to the area's high property values and seasonal employment patterns. Colorado law requires FHA loan specialists to be licensed by the Colorado Division of Real Estate and follow specific disclosure rules for mortgage originations.
What Does a FHA Loan Specialist in Estes Park Cost?
Typical costs for FHA loan services in Colorado include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in Estes Park generally range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700 and origination fees of 1 to 2 percent. Costs vary by lender, loan amount, and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Estes Park Colorado?
For 2025, the FHA loan limit for Larimer County, which includes Estes Park, is $498,257 for a single-family home. This limit is set by the U.S. Department of Housing and Urban Development and may change annually.
Do I need a special FHA loan specialist for Estes Park?
Yes, you should work with a specialist familiar with Estes Park's unique market, including properties in flood zones near Lake Estes or the Big Thompson River. FHA requires a specific appraisal and property condition review for these areas.
What credit score is needed for an FHA loan in Colorado?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Colorado law does not impose additional credit requirements beyond FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.