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Compare FHA Loan Specialists in Golden, CO

Looking for a fha loan specialist in Golden? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Golden, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Colorado before hiring.
Showing 5 fha loan specialists in Golden, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New Capital Finance / Revolve Mortgage Corporation
5770 McIntyre St Suite 5, Golden, CO 80403
(303) 917-8278 revolvemtg.com
West Way Lending
12970 W 20th Ave, Golden, CO 80401
(720) 577-4329 westwaylending.com
Colorado Unified Lending
2801 Youngfield St # 300, Golden, CO 80401
(720) 506-9630 counifiedlending.com
Fairway Independent Mortgage Corporation
1120 Washington Ave Suite 200, Office 133, Golden, CO 80401
(720) 210-8748
Golden Lenders
18950 W 54th Pl, Golden, CO 80403
(303) 482-2361 goldenlenders.net

FHA loan specialists in Golden Colorado help homebuyers secure government backed mortgages with lower down payments. Colorado law requires all mortgage loan originators to be licensed through the Division of Real Estate. Local specialists understand the unique housing market in Jefferson County and can guide you through FHA appraisal requirements for properties in the Golden area.

What Does a FHA Loan Specialist in Golden Cost?

Typical costs for FHA loan services in Colorado include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP between 0.15 and 0.75 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Third party costs such as appraisal and title fees add 500 to 1500 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Golden Colorado?
For 2024 the FHA loan limit for a single family home in Jefferson County is $498,257. This limit applies to most areas in the Denver metro region including Golden. Limits are adjusted annually based on median home prices.
Do I need a special license to be an FHA loan specialist in Colorado?
Yes all mortgage loan originators in Colorado must hold a valid license through the Nationwide Multistate Licensing System and Registry. They must also complete annual continuing education including Colorado specific law courses.
What is the minimum down payment for an FHA loan in Colorado?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.

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