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Find FHA Loan Specialists Near You in Grand Junction, CO
Browse fha loan specialists serving Grand Junction, Colorado. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Grand Junction, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 20 fha loan specialists in Grand Junction, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
507 Main St, Grand Junction, CO 81501
9708523400
Fidelity Mortgage - Grand Junction
700 Belford Ave # 300, Grand Junction, CO 81501
9702427000
Fairway Independent Mortgage, Grand Junction
601 Main St, Grand Junction, CO 81501
9707783444
David Hill | Mortgage Loan Officer | Primary Residential Mortgage, Inc.
2800 Printers Way Suite 201, Grand Junction, CO 81506
9705493589
Northpointe Bank - Laurinda Conrad - Mortgage Lender 187645
627 24 1/2 Rd STE C, Grand Junction, CO 81505
9702166204
New American Funding - Grand Junction, CO
619 Main St #145, Grand Junction, CO 81505
9702369889
Charlie Beagle - Mortgage Loan Officer / Lender at Fidelity Mortgage Company - NMLS 1052139
700 Belford Ave # 300, Grand Junction, CO 81501
9702612623
Beau Bradley at CrossCountry Mortgage
131 N 6th St # 300, Grand Junction, CO 81501
9702016961
Fiesta Home Loans
362 Main St D, Grand Junction, CO 81501
9704337090
Independence Group at Primary Residential Mortgage, Inc.
2800 Printers Way Suite 201, Grand Junction, CO 81506
9705493496
Guild Mortgage - Minde Harper
743 Horizon Ct #105, Grand Junction, CO 81506
9703613584
Guild Mortgage - Brook Seeley
1114 N 1st St Suite 111, Grand Junction, CO 81501
9706403659
RachelKellerHomeLoans
601 Main St Suite A, Grand Junction, CO 81501
8584141446
W. C. Mortgage, Inc.
803 White Ave, Grand Junction, CO 81501
9702422288
LeRoy Brown - Mortgage Loan Officer/ Lender at Fidelity Mortgage Company - NMLS 2253896
700 Belford Ave # 300, Grand Junction, CO 81501
9702704394
Guild Mortgage - Omar Vazquez
743 Horizon Ct #105, Grand Junction, CO 81506
9703613144
Laura Holm - Mortgage Lender Grand Junction Colorado - Gold Star Mortgage- NMLS 514881
125 Grand Ave Suite A, Grand Junction, CO 81501
9702107637
Brian Beecraft - Loan Officer at Fidelity MTG
700 Belford Ave 3rd Floor, Grand Junction, CO 81501
An FHA loan specialist in Grand Junction Colorado helps borrowers navigate Federal Housing Administration insured loans. These loans are popular in Mesa County for first time home buyers and those with lower credit scores. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate, ensuring local specialists meet state standards.
What Does a FHA Loan Specialist in Grand Junction Cost?
Typical costs for an FHA loan specialist in Colorado include origination fees ranging from 0.5 percent to 1.5 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan amount and can be financed into the loan. Annual mortgage insurance premiums vary from 0.45 percent to 1.05 percent depending on loan term and down payment. Appraisal fees in Grand Junction usually range from $500 to $800. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Grand Junction do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. In Colorado they also verify that the property meets FHA minimum property standards.
What are the credit score requirements for an FHA loan in Colorado?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Colorado lenders may have overlays that require a slightly higher score so it is important to ask your specialist.
Are there Colorado specific rules for FHA loans?
Yes Colorado has specific laws regarding mortgage loan originator licensing and disclosures. The Colorado Consumer Equity Protection Act requires lenders to provide clear loan terms and prohibits certain predatory practices. FHA loans in Colorado also follow the same federal limits which for Grand Junction in 2024 are approximately $498,257 for a single family home.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.