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Find FHA Loan Specialists in Mead, CO

Compare fha loan specialists in Mead. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Mead, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Colorado before hiring.
Showing 2 fha loan specialists in Mead, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highland Lake Mortgage & Insurance
107 Mallard Ct, Mead, CO 80542
(970) 689-5626 hlmteamsteve.com
Legacy Home Lending, LLC
15301 Singletree Dr, Mead, CO 80542
(720) 244-1320 legacyhomelending.com

An FHA loan specialist in Mead Colorado can help you navigate the process of obtaining a government-backed mortgage. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate. Working with a local specialist ensures you understand specific county limits and property requirements for FHA loans in Weld County.

What Does a FHA Loan Specialist in Mead Cost?

Typical costs for an FHA loan in Colorado include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the loan amount. For a $400,000 home, total closing costs might be between $8,000 and $20,000. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Mead Colorado in 2025?
For 2025, the FHA loan limit for a single-family home in Weld County is $498,257. This limit applies to Mead and surrounding areas. Higher limits may apply for duplexes and larger properties.
Do I need a special license to be an FHA loan specialist in Colorado?
Yes, all mortgage loan originators in Colorado must hold a valid license through the Colorado Division of Real Estate. They must also complete continuing education each year to maintain their license.
What is the minimum down payment for an FHA loan in Mead Colorado?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may need a 10 percent down payment.

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