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Showing 2 fha loan specialists in Mead, CO
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Highland Lake Mortgage & Insurance
107 Mallard Ct, Mead, CO 80542
9706895626
Legacy Home Lending, LLC
15301 Singletree Dr, Mead, CO 80542
7202441320
What Does a FHA Loan Specialist in Mead Cost?
Typical costs for an FHA loan in Colorado include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the loan amount. For a $400,000 home, total closing costs might be between $8,000 and $20,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Mead Colorado in 2025?
For 2025, the FHA loan limit for a single-family home in Weld County is $498,257. This limit applies to Mead and surrounding areas. Higher limits may apply for duplexes and larger properties.
Do I need a special license to be an FHA loan specialist in Colorado?
Yes, all mortgage loan originators in Colorado must hold a valid license through the Colorado Division of Real Estate. They must also complete continuing education each year to maintain their license.
What is the minimum down payment for an FHA loan in Mead Colorado?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may need a 10 percent down payment.