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Find FHA Loan Specialists in Southington, CT

Compare fha loan specialists in Southington. Review contact information and insurance categorys before you decide.

16 agents listed
Updated May 2026
Southington, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 16 fha loan specialists in Southington, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New England Home Mortgage LLC
37 W Center St Suite 208, Southington, CT 06489
8604262447
Anchor Point Mortgage Nate Pryzbek Loan Officer
31 Liberty St #209, Southington, CT 06489
8603020645
Anchor Point Mortgage | Matt Kelleher, Mortgage Banker
31 Liberty St #209, Southington, CT 06489
8603022934
Envoy Mortgage - Southington, CT
51 N Main St Unit 2B-7, Southington, CT 06489
2038507810
Our Family Mortgage
67 Mariani Dr, Southington, CT 06489
8606004663
Embrace Home Loans
1095 West St, Southington, CT 06489
8003333004
Carlene Shannon
26 N Main St Suite 1b, Southington, CT 06489
4135306664
Anchor Point Mortgage: Joseph Marinelli
31 Liberty St, Southington, CT 06489
8606812142
Justin Vicino - Guaranteed Rate - NMLS #112852
176 Laning St, Southington, CT 06489
8604639966
Hyatt Lending Group - Edge Home Finance
31 Liberty St Suite 306, Southington, CT 06489
8603846420
John Carlos Machado at Rate (NMLS #2064879)
176 Laning St Suite 2, Southington, CT 06489
8606040905
Ron Klein at Rate (NMLS #108371)
176 Laning St Suite 2, Southington, CT 06489
8604068108
Anchor Point Mortgage : Kyle McCormack
31 Liberty St, Southington, CT 06489
8607537049
Dan Garcia Mortgage
49 S Woods Dr, Southington, CT 06489
8603297314
Stephanie Thibault at Rate (NMLS #19282)
176 Laning St Suite 2, Southington, CT 06489
2039134503
Rate
176 Laning St Suite 2, Southington, CT 06489
8604068093

An FHA loan specialist in Southington Connecticut can help you navigate the Federal Housing Administration loan process. These loans are popular for first time homebuyers and those with lower credit scores. Connecticut law requires all mortgage originators to be licensed through the state Department of Banking which adds a layer of consumer protection for Southington residents.

What Does a FHA Loan Specialist in Southington Cost?

Typical costs for an FHA loan in Connecticut include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs in Southington range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs add several hundred dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Southington Connecticut?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Connecticut lenders may have their own overlays so check with a local specialist.
Are there specific FHA loan limits for Southington Connecticut?
Yes FHA loan limits vary by county. Southington is in Hartford County where the 2025 FHA loan limit for a single family home is typically around $498,257. This limit is adjusted annually and may be higher for multi unit properties.
How long does the FHA loan process take in Connecticut?
The typical FHA loan process takes 30 to 45 days from application to closing in Connecticut. Delays can occur if the property needs repairs required by the FHA appraisal. Your specialist can help you prepare documents to speed up the process.