FHA Loan Specialists in Waterbury, CT
Browse fha loan specialists serving Waterbury, Connecticut. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Connecticut before hiring.
Showing 2 fha loan specialists in Waterbury, CT
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What Does a FHA Loan Specialist in Waterbury Cost?
Typical costs for an FHA loan specialist in Connecticut include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Additional costs may include appraisal fees around $500 to $700 and title search fees of $300 to $600. Costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Waterbury do?
An FHA loan specialist helps you understand FHA loan requirements, pre-approve you, and submit your application to an FHA-approved lender. They explain down payment options, mortgage insurance premiums, and property eligibility rules specific to Connecticut.
What are the FHA loan limits for Waterbury Connecticut in 2025?
For 2025, the FHA loan limit for a single-family home in New Haven County which includes Waterbury is $498,257 for a standard loan. High-cost area limits may apply if you buy in a designated high-cost zone. Check with your specialist for the exact figure.
Do I need a certain credit score for an FHA loan in Connecticut?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify but will need a 10 percent down payment. Connecticut lenders may have their own overlays so ask your specialist.