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Browse fha loan specialists serving Waterbury, Connecticut. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Waterbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 2 fha loan specialists in Waterbury, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Services Inc
193 Grand St #2, Waterbury, CT 06702
8009223210
Mortgage Refinance Waterbury CT - Home Refinance Connecticut - Refi Home Loan Lenders
84 Progress Ln, Waterbury, CT 06705
2034573218
An FHA loan specialist in Waterbury Connecticut can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. Connecticut law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System, so always verify a specialists credentials before proceeding.
What Does a FHA Loan Specialist in Waterbury Cost?
Typical costs for an FHA loan specialist in Connecticut include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Additional costs may include appraisal fees around $500 to $700 and title search fees of $300 to $600. Costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Waterbury do?
An FHA loan specialist helps you understand FHA loan requirements, pre-approve you, and submit your application to an FHA-approved lender. They explain down payment options, mortgage insurance premiums, and property eligibility rules specific to Connecticut.
What are the FHA loan limits for Waterbury Connecticut in 2025?
For 2025, the FHA loan limit for a single-family home in New Haven County which includes Waterbury is $498,257 for a standard loan. High-cost area limits may apply if you buy in a designated high-cost zone. Check with your specialist for the exact figure.
Do I need a certain credit score for an FHA loan in Connecticut?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify but will need a 10 percent down payment. Connecticut lenders may have their own overlays so ask your specialist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.