Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 fha loan specialists in Coconut Creek, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Acrisure Mortgage, LLC
6115 Lyons Rd Suite 202, Coconut Creek, FL 33073
8664132563
Osprey Mortgage Lending, LLC
5364 Osprey St, Coconut Creek, FL 33073
9549057526
Capitol Lending Group Inc
5485 Wiles Rd STE 405, Coconut Creek, FL 33073
9545332024
Coconut Creek Finance
6601B Lyons Rd Suite B-20, Coconut Creek, FL 33073
9543889141
What Does a FHA Loan Specialist in Coconut Creek Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Appraisal fees in Coconut Creek average $500 to $700. Closing costs generally total 2 to 5 percent of the purchase price. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic FHA loan requirements in Coconut Creek?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. A score between 500 and 579 requires a 10 percent down payment. The property must be your primary residence and meet FHA appraisal standards.
How do I verify an FHA loan specialist license in Florida?
You can check a loan officer license on the NMLS Consumer Access website. Florida requires all mortgage professionals to register with the state and pass a background check. Always confirm the license is active before working with a specialist.
Are there Florida-specific limits for FHA loans in Coconut Creek?
Yes, FHA loan limits vary by county. For Broward County in 2024, the limit for a single-family home is $498,257. These limits are set annually by the Department of Housing and Urban Development (HUD) and may change.