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Browse fha loan specialists serving Crystal River, Florida. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 fha loan specialists in Crystal River, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Truist
1502 SE US Hwy 19, Crystal River, FL 34429
3527958200
American Mortgage Lenders of ALCOVA Mortgage
358 NE 3rd St, Crystal River, FL 34429
3527955626
Truist Mortgage
1502 SE US Hwy 19, Crystal River, FL 34429
8006347928
John Klopfenstein - Mortgage Loan Officer
1000 SE US Hwy 19, Crystal River, FL 34429
3528956472
Regions Mortgage
6730 W Gulf to Lake Hwy, Crystal River, FL 34429
8003256000
FHA loan specialists in Crystal River Florida assist homebuyers with Federal Housing Administration insured loans. These loans are popular in Citrus County due to lower down payment requirements and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation.
What Does a FHA Loan Specialist in Crystal River Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Crystal River generally range from 2 to 5 percent of the purchase price. Other fees may include appraisal costs around 500 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Crystal River Florida?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
Are there Florida specific requirements for FHA loans?
Florida FHA loans require the property to meet minimum property standards and be in an eligible flood zone. Florida law also requires a valid homestead exemption application for owner occupied properties. The loan must comply with Florida statute 697 regarding mortgage satisfaction.
How long does an FHA loan process take in Crystal River?
The typical FHA loan process in Florida takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.