Find FHA Loan Specialists Near You in Davie, FL
Directory of fha loan specialists in Davie, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 14 fha loan specialists in Davie, FL
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An FHA loan specialist in Davie Florida can guide you through the process of obtaining a government backed mortgage. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. These specialists help borrowers with lower credit scores and smaller down payments meet FHA requirements for homes in Davie and surrounding Broward County.
What Does a FHA Loan Specialist in Davie Cost?
Typical costs for an FHA loan specialist in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Davie usually range from 3,000 to 8,000 dollars depending on the loan size and lender fees. Some costs are negotiable and may be paid by the seller. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Davie Florida?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Florida does not have additional state credit score requirements beyond federal FHA rules.
Are there Florida specific limits for FHA loan amounts in Davie?
Yes, FHA loan limits vary by county. For Broward County which includes Davie, the 2025 FHA loan limit for a single family home is 498,257 dollars. This limit is set by the Department of Housing and Urban Development and applies to all Florida counties.
What Florida documents do I need to apply for an FHA loan?
You need proof of income such as pay stubs and tax returns, a valid Florida drivers license or ID, bank statements, and a signed purchase agreement. Florida law also requires a property appraisal by a FHA approved appraiser to ensure the home meets minimum property standards.